no-faultadj.n.
/ˈnəʊˌfɔːlt/, /ˈnəʊˌfɒlt/, U.S. /ˈnoʊˈfɔlt/, /ˈnoʊˈfɑlt/ Originally U.S.
A. adj.
1. Insurance. Designating insurance (originally motor insurance) that pays compensation for an accident, etc., regardless of which party is at fault, or that does not require legal proof of negligence by another party in order to pay out. Also: of or relating to such a form of insurance.
ΘΚΠ
society > trade and finance > financial dealings > insurance > [adjective] > insurance policy types
tontine1790
whole-life1832
term1834
floating1839
all risks1885
third party1901
non-profit1905
knock for knock1906
stamped1913
warehouse to warehouse1922
without-profit(s)1924
with-profit(s)1924
loaded1928
unit-linked1966
no-fault1967
new-for-old1984
critical illness1986
1967 Wall St. Jrnl. 7 Nov. 1 Support for no-fault auto insurance in the U.S.
1972 Jrnl. Risk & Insurance 39 6/2 (note) Several proposals..provide for unlimited medical benefits on a no-fault basis.
1974 N.Y. Times 28 Dec. 7/1 The Medical Society decided to explore several alternatives to the existing system... These include..‘No fault’ insurance and limitation of awards.
1985 R. Cranston Delays & Efficiency in Civil Litigation 137 The New South Wales Law Reform Commission has given delays and the consequent hardship as reasons for..the introduction of a no-fault scheme for transport accidents.
1994 Daily Tel. 15 Nov. 2/1 But it is likely that ministers are looking to the market to provide wider no-fault insurance to cover all accidents in the workplace, irrespective of negligence.
2. Of or designating a form of divorce granted without requiring one party to prove that the other is to blame for the breakdown of the marriage.
ΚΠ
1965 N.Y. Times 30 Nov. 47/5 The need for alimony is a living reality, fault or no fault.]
1971 (title) Michigan's new no-fault divorce law (Inst. Continuing Legal Educ., Mich.).
1972 N.Y. Times 8 Feb. 37/3 The no-fault divorce proposal would have established ‘irretrievable breakdown’ of a marriage as the sole grounds for divorce.
1992 D. Morgan Rising in West xvi. 295 Divorce laws were liberalized in most states, which now had no-fault divorce, whereby courts did not so much dissolve marriages as give legal recognition to the fact of a marital breakup.
2000 Nation 4 Dec. 2/3 [He] has an explicit antidivorce agenda, opposing no-fault divorce, favoring..waiting periods and mandatory counseling.
3. gen. Involving no attribution of fault or blame.
ΚΠ
1971 E. T. Campbell in Princeton Seminary Bull. 64 39 (title) No-fault morality.
1975 W. R. Van Orman in Gerontologist 15 464 (title) No-fault problem solving.
1989 M. Beattie Beyond Codependency ii. vi. 62 Whether we're reacting to a crazy system, a person, ourselves, our pasts, or just reacting, taking care of ourselves remains a ‘no-fault’ issue. It's our responsibility.
1997 Community Care 17 July 32/1 Dennis wholly rejects this no-fault theory of crime, arguing that the evidence actually shows poverty decreasing while crime is increasing.
B. n.
Insurance. No-fault insurance.
ΘΚΠ
society > trade and finance > financial dealings > insurance > [noun] > other types of insurance > specific rules governing
York–Antwerp rules1881
no-fault1971
1971 S. E. Maynes & W. C. Arthur (title) Fault or no-fault? Proceedings of a national conference on automobile insurance reform.
1984 Best's Rev. (Property–Casualty Insurance ed.) (Nexis) Dec. 22 Prior to no-fault, every motorist was required to carry $20,000 of tort liability insurance.
1994 Star-Ledger (Newark, New Jersey) 24 Apr. iii. 2/1 Rising rates was only one of the horrors faced by motorists before no-fault.
This entry has been updated (OED Third Edition, December 2003; most recently modified version published online March 2022).
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adj.n.1967