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单词 remortgage
释义

remortgagen.

Brit. /(ˌ)riːˈmɔːɡɪdʒ/, U.S. /riˈmɔrɡɪdʒ/
Origin: Formed within English, by conversion. Etymon: remortgage v.
Etymology: < remortgage v.
A mortgage with revised terms or conditions; (also) the action or an instance of remortgaging.
ΘΚΠ
society > law > legal obligation > bond or recognizance > requiring or giving legal security > [noun] > legal security > mortgage > new or supplementary
remortgage1830
second mortgage1959
1830 Asiatic Jrnl. & Monthly Reg. 3 i. 296 The mortgagee shall have the option of either continuing in possession, or of reimbursing himself by a re-mortgage of the land to another.
1877 Cedar Rapids (Iowa) Weekly Times 7 June It has just been discovered that by means of forged releases to mortgages, he has obtained re-mortgages, variously estimated at from $30,000 to $50,000.
1961 L. J. Benjamin & J. Atholl How to borrow Money vii. 77 The probability is that you have had the house for a number of years so that if you could effect the re-mortgage, the amount you would have to repay on your present mortgage would be substantially less.
1976 Milton Keynes Express 25 June 33/5 (advt.) Deposit loans, personal loans, remortgages, second mortgages, business finance.
2004 Hot Prop. 6 Aug. 14/2 If you have enough equity in your property to partly fund the purchase of a second home you can release it with a remortgage.
This entry has been updated (OED Third Edition, December 2009; most recently modified version published online March 2022).

remortgagev.

Brit. /ˌriːˈmɔːɡɪdʒ/, U.S. /riˈmɔrɡɪdʒ/
Origin: Formed within English, by derivation. Etymons: re- prefix, mortgage v.
Etymology: < re- prefix + mortgage v.
transitive. To mortgage again; to take out another or a different kind of mortgage on (a property, piece of land, etc.). Also intransitive.
ΘΚΠ
society > law > legal obligation > bond or recognizance > requiring or giving legal security > legal security [verb (transitive)] > mortgage > anew
remortgage?1683
rehypothecate1844
?1683 H. Chamberlen Several Objections Office of Credit Answered 16 A good Mortgage, which secures the Land as well as if the Land were in a mans Pocket, can be remortgaged and assigned over.
1729 Law Rep. Chancery Cases II. 281 Kent puchased of Bond the Lands in Question, and remortgaged them for securing Part of the Purchase-Money.
1798 A. Browne Compend. View Civil Law (new ed.) ii. iv. 165 It was not necessary that the mortgage should be in writing, as this naturally left an open for frauds, by secretly remortgaging the same thing.
1817 E. B. Lester Bachelor & Married Man II. xiv. 95 His estate was mortgaged,—re-mortgaged,—until its value was nothing.
1833 N. J. Wyeth Let. 4 July in Corr. & Jrnls. (1899) 66 A farther payt. of 500$ would undoubtedly enable him to remortgage it [sc. a parcel of land].
1888 Times 16 Mar. 5/4 The houses had been remortgaged by the executor.
1939 Classical Rev. 53 75/2 Liberated peasants were..free to re-mortgage estate on terms which, while precluding enslavement, exposed their all to irrevocable alienation.
1961 L. J. Benjamin & J. Atholl How to borrow Money vii. 77 A practical alternative to offering a second mortgage as the security may be to re-mortgage the house.
1993 What Mortgage June 57/1 If you want to access some of this money you can remortgage.
2001 Irish Times (Nexis) 6 Dec. 76 Parents re-mortgaging their own homes to provide their children with substantial deposits.

Derivatives

reˈmortgaging n.
ΘΚΠ
society > law > legal obligation > bond or recognizance > requiring or giving legal security > [noun] > legal security > mortgage > action of mortgaging > anew
remortgaging1753
1753 G. Gordon Hist. National Debts & Taxes IV. iv. 32 The remortgaging of that Surplus was really tho' not literally an Incroachment upon that Sacred Fund.
1850 Hansard Commons 25 Mar. 1417 It was not possible to prevent the remortgaging of lands after they passed through the incumbered estates court.
1960 Farmer & Stockbreeder 15 Mar. 125/1 I have tried to raise capital by various means, including re-mortgaging, but without success.
2000 Daily Tel. 22 Feb. 29/7 A few years ago..remortgaging was expensive even if you could find a lender who was interested.
This entry has been updated (OED Third Edition, December 2009; most recently modified version published online March 2022).
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n.1830v.?1683
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