| 单词 | prospective borrower | 
| 释义 | prospective borrower Essentially, lenders don't like any holiday lets, purpose-built or otherwise, preferring the safer assured shorthold tenancy agreements unless a prospective borrower has previous experience.  Times, Sunday Times  The practice of requesting an aval from a prospective borrower has become commonplace since the 2008 global financial crisis.  Retrieved from Wikipedia CC BY-SA 3.0   Prospective borrowers are subject to rigorous credit-checking and the default rate has averaged just 0.2% in the three years since launch.  Times, Sunday Times  This introduced rigorous interviews, analysis of prospective borrowers' spending habits and stress-testing their ability to withstand interest rate rises.  Times, Sunday Times  Analysts said this because of prospective borrowers having to make multiple applications to secure a single loan.  Times, Sunday Times   | 
	
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