Voluntary Insurance

Any insurance policy that an employee may elect to purchase if an employer does not pay for insurance or if the employee feels the employer-sponsored insurance does not provide sufficient coverage. The employee pays all premiums on his/her own (that is, without help from the employer). However, the employer may assist in payment by deducting contributions from the employee's paycheck every month or pay period. Voluntary insurance is particularly useful for small companies or for firms with many part-time employees, for whom employer-paid insurance may not be cost effective.

单词	voluntary insurance
释义	Voluntary Insurance Voluntary Insurance Any insurance policy that an employee may elect to purchase if an employer does not pay for insurance or if the employee feels the employer-sponsored insurance does not provide sufficient coverage. The employee pays all premiums on his/her own (that is, without help from the employer). However, the employer may assist in payment by deducting contributions from the employee's paycheck every month or pay period. Voluntary insurance is particularly useful for small companies or for firms with many part-time employees, for whom employer-paid insurance may not be cost effective.
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