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单词 red-lining
释义

red-liningn.

Brit. /ˌrɛdˈlʌɪnɪŋ/, U.S. /ˌrɛdˈlaɪnɪŋ/
Origin: Formed within English, by derivation. Etymons: red-line v., -ing suffix1.
Etymology: < red-line v. + -ing suffix1.
The action of red-line v. (in various senses); esp. the action or practice of a bank, etc., in refusing to grant a loan or insurance to an area considered to be of significant financial risk, or offering these services at prohibitively high rates.
ΚΠ
1961 Richmond (Va.) Times-Dispatch 18 Jan. 4/1Red-lining’ is a method used by the AAA [= American Automobile Association] to warn motorists of possible speed traps.
1967 Wall St. Jrnl. 14 June 16/3Redlining’. Banks and insurance companies..literally or figuratively draw red lines on the city map around slum areas, and within those lines mortgage money and insurance..are made available only at extra-high rates.
1977 Listener 9 June 763/1 The policy of so-called ‘red-lining’, that is, drawing a line round certain undesirable areas and refusing to lend money on property within the red line.
1995 Guardian 14 Oct. (Outlook section) 33/2 The society, which has 850 mortgage holders in Chapeltown, said that red-lining is not practised when processing a mortgage application.
This entry has been updated (OED Third Edition, September 2009; most recently modified version published online March 2022).
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n.1961
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