paydownn.

Brit.

/ˈpeɪdaʊn/, U.S.

/ˈpeɪˌdaʊn/

Origin: Formed within English, by conversion. Etymon: to pay down at pay v.¹ Phrasal verbs.

Etymology: < to pay down at pay v.¹ Phrasal verbs.

Chiefly North American.

1. Payment made immediately or up front; the system of doing business whereby payment is taken up front, as opposed to relying on credit. Chiefly as a modifier, esp. in paydown system. Cf. to pay down 1 at pay v.¹ Phrasal verbs. Now rare.In early use as two words; later usually hyphenated.

ΚΠ

1785 Vermont Jrnl. 11 Jan. Any persons wanting Lime,..may apply to him, and he will endeavour to accommodate them in the best manner, for pay down.

1796 Vermont Gaz. 10 Feb. If pay down was as universally practised as charging on book, business would be much brisker than it now is.

1840 Lorain (Elyria, Ohio) Standard 27 Oct. The only reason they can afford goods as cheap as they offer them is that the pay down system enables them to buy..many things fifty per cent cheaper than on a long and uncertain credit.

1867 Abingdon (Va.) Virginian 7 June (advt.) Credit is dead!—Pay Down has opened up the door, which gives bright promise to those who would save their money and property.

1926 Democrat (Watauga, N. Carolina) 1 Apr. 3/1 Credit discontinued... We..have decided the best thing..is to go on a strictly pay-down system, beginning 15 April 1926.

2. A sum of money given or received as partial payment for a loan or debt. Also: the action or an act of making such a payment. Cf. to pay down 2 at pay v.¹ Phrasal verbs, down payment at down adj. 4.Now the usual sense.

ΚΠ

1936 I. C. Hazzard against Chase National Bank N.Y.: Rec. on Appeal (Supreme Court N.Y. : Appellate Div.: 1st Dept.) I. 87 On February 29, 1932, Chase National Bank received a pay down of Two Hundred Twenty-Eight Thousand..Dollars out of the proceeds of sales of Ohio property.

1975 Business Lawyer July 1156 Both the debtor and its creditors usually will prefer to work out their problems by themselves—the bank may make an advance not justified by the loan agreement formula, or it may postpone a required paydown.

1993 Coloradoan (Fort Collins) 8 May d8/3 It is believed the resort reached a compromise with the bank that includes some paydown of about $4.1 million in existing long-term debt.

2008 Wall St. Jrnl. 6 Aug. a15/1 Consumer outlays only rose by an extra $12 billion, or 15% of the lost revenue. The rest went into savings, including the paydown of debt.

This is a new entry (OED Third Edition, June 2021; most recently modified version published online March 2022).

单词	paydown
释义	paydownn. Brit. /ˈpeɪdaʊn/, U.S. /ˈpeɪˌdaʊn/ Origin: Formed within English, by conversion. Etymon: to pay down at pay v.¹ Phrasal verbs. Etymology: < to pay down at pay v.¹ Phrasal verbs. Chiefly North American. 1. Payment made immediately or up front; the system of doing business whereby payment is taken up front, as opposed to relying on credit. Chiefly as a modifier, esp. in paydown system. Cf. to pay down 1 at pay v.¹ Phrasal verbs. Now rare.In early use as two words; later usually hyphenated. ΚΠ 1785 Vermont Jrnl. 11 Jan. Any persons wanting Lime,..may apply to him, and he will endeavour to accommodate them in the best manner, for pay down. 1796 Vermont Gaz. 10 Feb. If pay down was as universally practised as charging on book, business would be much brisker than it now is. 1840 Lorain (Elyria, Ohio) Standard 27 Oct. The only reason they can afford goods as cheap as they offer them is that the pay down system enables them to buy..many things fifty per cent cheaper than on a long and uncertain credit. 1867 Abingdon (Va.) Virginian 7 June (advt.) Credit is dead!—Pay Down has opened up the door, which gives bright promise to those who would save their money and property. 1926 Democrat (Watauga, N. Carolina) 1 Apr. 3/1 Credit discontinued... We..have decided the best thing..is to go on a strictly pay-down system, beginning 15 April 1926. 2. A sum of money given or received as partial payment for a loan or debt. Also: the action or an act of making such a payment. Cf. to pay down 2 at pay v.¹ Phrasal verbs, down payment at down adj. 4.Now the usual sense. ΚΠ 1936 I. C. Hazzard against Chase National Bank N.Y.: Rec. on Appeal (Supreme Court N.Y. : Appellate Div.: 1st Dept.) I. 87 On February 29, 1932, Chase National Bank received a pay down of Two Hundred Twenty-Eight Thousand..Dollars out of the proceeds of sales of Ohio property. 1975 Business Lawyer July 1156 Both the debtor and its creditors usually will prefer to work out their problems by themselves—the bank may make an advance not justified by the loan agreement formula, or it may postpone a required paydown. 1993 Coloradoan (Fort Collins) 8 May d8/3 It is believed the resort reached a compromise with the bank that includes some paydown of about $4.1 million in existing long-term debt. 2008 Wall St. Jrnl. 6 Aug. a15/1 Consumer outlays only rose by an extra $12 billion, or 15% of the lost revenue. The rest went into savings, including the paydown of debt. This is a new entry (OED Third Edition, June 2021; most recently modified version published online March 2022). < n.1785
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