They have tightened their belts too much and are overly cautious about lending money.
The Sun (2009)
At the moment, an overly cautious middle-class management culture pervades social work and many other protective agencies.
Times, Sunday Times (2015)
Perhaps the Takeover Panel is being overly cautious.
Times, Sunday Times (2006)
They could be ringing for a splinter in their finger, but the system is so overly cautious we have to ask them.
Times, Sunday Times (2015)