Thirty-five percent of churches have a heightened sense of caution within their congregations about trying new things that cost money.

Homeowners who do not wish to move out of a sense of caution - or cannot afford to do so - are staying put.

I would need a healthy sense of caution, yes.

The sense of caution has been overwhelming.

That lack of clarity about future projections contributes to his sense of caution about the market's near-term outlook.