credit /kredˈit/

1. Esteem
2. Reputation or honour
3. Distinction
4. Good character
5. Acknowledgement or recognition of something contributed or achieved
6. Belief or trust
7. Time allowed for payment
8. An entry in the right-hand column of an account making acknowledgement of a payment or an obligation to pay in the future (bookkeeping)
9. The side of an account on which such entries are made (bookkeeping)
10. A sum placed at a person's disposal in a bank, up to which they may draw
11. Certified completion of a course of study counting towards a final pass
12. A distinction awarded for performance on such a course
13. (in pl) credit titles
14. (in pl) a list of acknowledgements in a book, etc

1. To believe
2. To trust
3. To sell or lend to on condition that payment is made within a specified period
4. To enter on the credit side of an account
5. To ascribe to (with to or with)
6. To mention in the credit titles

creditabilˈity noun

credˈitable adjective

1. Trustworthy
2. Bringing credit or honour
3. Praiseworthy

credˈitableness noun

credˈitably adverb

credˈitor noun

A person (or business) to whom a debt is due

credˈitworthiness noun

Entitlement to credit as judged from earning capacity, promptness in debt-paying, etc

credˈitworthy adjective

credit account noun

A facility with a store or supplier enabling customers to purchase goods on credit

credit balance noun

1. The value of a liability or equity account (bookkeeping)
2. An amount standing to someone's benefit, eg in a bank account

credit card noun

1. A card obtainable from a credit card company which, in places where the card is recognized, enables the holder to have purchases, services, etc debited to an account kept by the company
2. A similar card issued by other organizations or by certain banks

credit crunch noun (informal)

A sudden and drastic reduction in the availability of credit

credit default swap noun (finance)

A contract insuring against the risk of non-payment of a bond (abbrev CDS)

credit insurance noun

Insurance against bad debts, taken out when a business sells on credit

credit limit noun

The maximum amount of credit extended to an individual or business

credit line noun

1. An acknowledgement of authorship in a newspaper, film, etc
2. An agreement to borrow up to a certain amount

credit note noun

1. A document issued by a retailer, esp a shop or store, to a customer who has returned goods, which can be used to obtain other goods to the same value
2. An amendment to an invoice (accounting)

credit rating noun

(an assessment of) the level of a person's or business's creditworthiness

credit-reference agency noun

An organization that specializes in providing credit ratings

credit scoring noun

1. The calculation of a person's credit rating by adding up points awarded according to the person's age, marital status, occupation, address, etc
2. A similar process used to calculate the creditworthiness of a business organization

credit squeeze noun

A method of controlling the money supply in an economy by imposing restrictions on the amount of credit available to individuals and businesses, used by governments as a counter-inflationary instrument

credit standing noun

The reputation of a person or organization for meeting financial obligations

credit titles (or, more usually, credˈits) plural noun

Acknowledgements of the work of contributors shown at the beginning or end of a film, television programme, etc

credit transfer noun

A method of settling a debt by transferring cash from an account at a bank or post office to the creditor's account

credit union noun

A non-profit-making co-operative savings association which makes loans to its members at low interest

be a credit to someone, etc

To achieve success, perform or act in praiseworthy manner as proof of time, trouble, etc well-invested in one by someone, etc

give credit for

To acknowledge as having (a quality, certain level of competence, etc)

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