| 释义 | 
		pre·mi·um I. \ˈprēmēəm, esp Brit -myəm\ noun (plural premiums \-mz\ ; also pre·mia \-mēə, -myə\) Etymology: Latin praemium booty, profit, reward, from prae- pre- + -emium from emere to take, buy)  — more at redeem 1.   a.  : a reward or recompense for a particular act : a prize to be won for superior performance or successful competition : award   < a premium for the best yearling steer exhibited >   < encouraging children with premiums for good conduct >  b.  : something paid over and above a fixed wage, price, or other remuneration : bonus   < immediately after the war a new car could only be obtained by paying a considerable premium >   < with incentive pay and other premiums his income was nearly double the basic wage >   < a third shift premium >  c.    (1)  : something offered or given for the loan of money usually apart from or in addition to interest    < had to pay a premium to get his mortgage >   (2)  : a sum in advance of or in addition to the nominal value of something; especially  : such a sum added to the face or par value of a mortgage or security usually as a condition of redeeming it at a particular time or under specified circumstances    < bonds callable at a premium of six percent >  d.  : something (as an article of merchandise) given without charge or at less than usual price with the purchase of a product or service  e.  : bonus 4 2.   a.  : the consideration paid in money or otherwise for a contract of insurance in the form of an initiation fee, an admission fee, an assessment, or a stipulated single or periodic payment according to the nature of the insurance — see earned premium, gross premium, level premium, minimum premium, natural premium, net premium, single premium, unearned premium  b.  : a payment made for instruction (as under an apprentice system) in a trade or profession 3.  : a high value or a value in excess of that normally or usually expected  < put a premium on accuracy >  < gold coin had a considerable premium over paper money >  < selling at a premium >  < found housing at a premium >  < a premium on honesty in government > II. adjective 1.  : of exceptional quality or ability  < a premium student >  < premium products > 2.  : commanding a higher than usual price especially because of superior quality  < premium gasolines > |