释义 |
pre·mi·um I. \ˈprēmēəm, esp Brit -myəm\ noun (plural premiums \-mz\ ; also pre·mia \-mēə, -myə\) Etymology: Latin praemium booty, profit, reward, from prae- pre- + -emium from emere to take, buy) — more at redeem 1. a. : a reward or recompense for a particular act : a prize to be won for superior performance or successful competition : award < a premium for the best yearling steer exhibited > < encouraging children with premiums for good conduct > b. : something paid over and above a fixed wage, price, or other remuneration : bonus < immediately after the war a new car could only be obtained by paying a considerable premium > < with incentive pay and other premiums his income was nearly double the basic wage > < a third shift premium > c. (1) : something offered or given for the loan of money usually apart from or in addition to interest < had to pay a premium to get his mortgage > (2) : a sum in advance of or in addition to the nominal value of something; especially : such a sum added to the face or par value of a mortgage or security usually as a condition of redeeming it at a particular time or under specified circumstances < bonds callable at a premium of six percent > d. : something (as an article of merchandise) given without charge or at less than usual price with the purchase of a product or service e. : bonus 4 2. a. : the consideration paid in money or otherwise for a contract of insurance in the form of an initiation fee, an admission fee, an assessment, or a stipulated single or periodic payment according to the nature of the insurance — see earned premium, gross premium, level premium, minimum premium, natural premium, net premium, single premium, unearned premium b. : a payment made for instruction (as under an apprentice system) in a trade or profession 3. : a high value or a value in excess of that normally or usually expected < put a premium on accuracy > < gold coin had a considerable premium over paper money > < selling at a premium > < found housing at a premium > < a premium on honesty in government > II. adjective 1. : of exceptional quality or ability < a premium student > < premium products > 2. : commanding a higher than usual price especially because of superior quality < premium gasolines > |