| 单词 | insurance |
| 释义 | insurance (once / 249 pages) n Insurance is a contract where you pay a little money at a time so you can be compensated later, especially in the case of a disaster. Many people consider insurance to be making a kind of bet that bad things will happen: that's a good bet to make, because nobody is lucky forever. Legally, you need car insurance to drive. Without medical insurance, a serious illness could leave you broke. Life insurance is important so your family gets support when you die. House or apartment insurance will help if you have a fire. Insurance agents sell insurance policies, and they always have lots of customers. WORD FAMILYinsurance: insurances, self-insurance+/coinsure: coinsurance/insurability: uninsurability/insurable: insurability, uninsurable/insure: coinsure, insurable, insurance, insured, insurer, insures, insuring, reinsure/insured: uninsured/insurer: insurers/reinsure: reinsurance, reinsured, reinsures, reinsuring USAGE EXAMPLESFor instance, that bill eliminated the tax penalties, tax credits and cost-sharing subsidies central to the ACA’s individual mandate to purchase health insurance. Washington Post(Jan 02, 2017) Australian authorities relaxed drone regulations in September, allowing anyone to fly drones weighing up to 2kg without training, insurance, registration or certification. Reuters(Jan 02, 2017) He subsequently started an independent insurance business and sells insurance today. Washington Times(Jan 02, 2017) 1n protection against future loss Syn|Hyper indemnity protection, shelter the condition of being protected 2n promise of reimbursement in the case of loss; paid to people or companies so concerned about hazards that they have made prepayments to an insurance company Hypo|Hyper assurance a British term for some kinds of insurance automobile insurance, car insuranceinsurance against loss due to theft or traffic accidents business interruption insuranceinsurance that provides protection for the loss of profits and continuing fixed expenses resulting from a break in commercial activities due to the occurrence of a peril coinsuranceinsurance issued jointly by two or more underwriters fire insuranceinsurance against loss due to fire group insuranceinsurance that is purchased by a group (such as the employees of a company) usually at a reduced rate to individual members of the group hazard insuranceinsurance that provides protection against certain risks such as storms or fires health insuranceinsurance against loss due to ill health liability insuranceinsurance that provides protection from claims arising from injuries or damage to other people or property life assurance, life insuranceinsurance paid to named beneficiaries when the insured person dies malpractice insuranceinsurance purchased by physicians and hospitals to cover the cost of being sued for malpractice reinsurancesharing the risk by insurance companies; part or all of the insurer's risk is assumed by other companies in return for part of the premium paid by the insured self-insuranceinsuring yourself by setting aside money to cover possible losses rather than by purchasing an insurance policy term insurancelow-cost insurance that is valid only for a stated period of time and has no cash surrender value or loan value no fault automobile insurance, no fault insurancea system of automobile insurance where a party who is injured in an automobile accident recovers damages up to a specific amount against his own insurance company regardless of who was responsible for the accident hospitalization, hospitalization insuranceinsurance that pays all or part of a patient's hospital expense endowment insurancelife insurance for a specified amount which is payable to the insured person at the expiration of a certain period of time or to a designated beneficiary immediately upon the death of the insured tontine, tontine insurancea form of life insurance whereby on the death or default of a participant his share is distributed to the remaining members ordinary life insurance, straight life insurance, whole life insuranceinsurance on the life of the insured for a fixed amount at a definite premium that is paid each year in the same amount during the entire lifetime of the insured HMO, health maintenance organizationgroup insurance that entitles members to services of participating hospitals and clinics and physicians protection, security defense against financial failure; financial independence 3n written contract or certificate of insurance Syn|Hypo|Hyper insurance policy, policy floater, floating policy an insurance policy covering loss of movable property (e.g. jewelry) regardless of its location contract a binding agreement between two or more persons that is enforceable by law |
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