credit
noun /ˈkredɪt/
/ˈkredɪt/
Idioms - [uncountable] an arrangement that you make, with a shop for example, to pay later for something you buy
- to get credit
- on credit We bought the dishwasher on credit.
- to offer interest-free credit (= allow somebody to pay later, without any extra charge)
- Someone with a bad credit history is less likely to be lent money.
- a credit agreement
- a credit facility
- Your credit limit is now £2 000.
- He's a bad credit risk (= he is unlikely to pay the money later).
- The credit crisis is far from over.
Extra ExamplesTopics Shoppinga2, Moneya2- I bought it on credit.
- If you don't have a regular income you may be unable to get credit.
- Most shops selling furniture or electrical goods will offer credit.
- The credit report will show all the consumer debt a person has.
- When poorer people use credit, mail order is the key source.
- people with poor credit histories
- We offer two months' interest-free credit.
Oxford Collocations Dictionaryadjective- long-term
- short-term
- interest-free
- …
- have
- use
- get
- …
- account
- agreement
- arrangement
- …
- on credit
- a letter of credit
- [uncountable, countable] money that you borrow from a bank; a loan
- The bank refused further credit to the company.
- Local lenders are more likely to extend credit (= lend money) to smaller, more marginal borrowers.
Wordfinder- account
- balance
- bank
- credit
- debit
- deposit
- interest
- loan
- statement
- withdrawal
Wordfinder- credit
- debt
- deposit
- interest
- lend
- loan
- money
- mortgage
- overdraft
- risk
Collocations FinanceFinanceIncome- earn money/cash/(informal) a fortune/the minimum wage/a living wage
- make money/a fortune/(informal) a killing on the stock market
- acquire/inherit/amass wealth/a fortune
- build up funds/savings
- get/receive/leave (somebody) an inheritance/a legacy
- live on a low wage/a fixed income/a pension
- get/receive/draw/collect a pension
- depend/be dependent on (British English) benefits/(North American English) welfare/social security
- spend money/your savings/(informal) a fortune on…
- invest/put your savings in…
- throw away/waste/ (informal) shell out money on…
- lose your money/inheritance/pension
- use up/ (informal) wipe out all your savings
- pay (in) cash
- use/pay by a credit/debit/contactless card
- pay by/make out a/write somebody a/accept a (British English) cheque/(US English) check
- change/exchange money/currency
- give/pay/leave (somebody) a deposit
- have/hold/open/close/freeze a bank account/an account
- credit/debit/pay something into/take money out of your account
- deposit money/funds in your account
- withdraw money/cash/£30 from an ATM, etc.
- (formal) make a deposit/withdrawal
- find/go to/use (especially North American English) an ATM/(British English) a cash machine/dispenser
- be in credit/in debit/in the black/in the red/overdrawn
- use a mobile/an online banking app/platform/service
- manage/handle/plan/run/ (especially British English) sort out your finances
- plan/manage/work out/stick to a budget
- offer/extend credit (to somebody)
- arrange/take out a loan/an overdraft
- pay back/repay money/a loan/a debt
- pay for something in (especially British English) instalments/(North American English usually) installments
- get into debt/financial difficulties
- be short of/ (informal) be strapped for cash
- run out of/owe money
- face/get/ (informal) be landed with a bill for £…
- can’t afford the cost of…/payments/rent
- fall behind with/ (especially North American English) fall behind on the mortgage/repayments/rent
- incur/run up/accumulate debts
- tackle/reduce/settle your debts
Extra ExamplesTopics Moneya2- We propose to expand credit in order to create demand.
- increases in debt created by credit expansion
Oxford Collocations Dictionaryadjective- long-term
- short-term
- interest-free
- …
- have
- use
- get
- …
- account
- agreement
- arrangement
- …
- on credit
- a letter of credit
- [uncountable] the status of being trusted to pay back money to somebody who lends it to you
- Her credit isn't good anywhere now.
- [uncountable] money that you have in your bank account; if you or your bank account are in credit, there is money in the account
- You have a credit balance of £250.
- My account is in credit.
Oxford Collocations Dictionaryadjective- direct
- have
- balance
- in credit
- credit of
- [countable, uncountable] a sum of money paid into a bank account; a record of the payment
- a credit of £50
- You'll be paid by direct credit into your bank account.
- I have three credits on my bank statement.
Oxford Collocations Dictionaryadjective- direct
- have
- balance
- in credit
- credit of
- [uncountable] the right to use a service up to a certain limit, paid for in advance
- My phone's run out of credit.
- to add credit to your phone
- [countable, uncountable] (specialist) a payment that somebody has a right to for a particular reason
- The child tax credit is subject to strict income limitations.
- Export credits are granted to firms in developing countries to give them a breathing space to pay for goods exported to them.
Oxford Collocations Dictionaryadjective- direct
- have
- balance
- in credit
- credit of
- [uncountable] praise or approval because you are responsible for something good that has happened
- to get/deserve/receive/take/claim the credit
- He's a player who rarely seems to get the credit he deserves.
- We did all the work and she gets all the credit!
- credit for (doing) something I can't take all the credit for the show's success—it was a team effort.
- At least give him credit for trying (= praise him because he tried, even if he did not succeed)
- Credit will be given in the exam for good spelling and grammar.
- His courage brought great credit to his regiment.
Extra Examples- We should give due credit to all who helped make the event a success.
- We should give due credit to the organizers of this event.
- Why should she get all the credit?
- The success of the venture reflects great credit on the organizers.
Oxford Collocations Dictionaryadjective- great
- extra
- full
- …
- give somebody
- claim
- get
- …
- to somebody’s credit
- credit for
- give credit where credit is due
- to somebody’s great credit
- to somebody’s eternal credit
- …
- [singular] credit to somebody/something a person or thing whose qualities or achievements are praised and who therefore earns respect for somebody/something else
- She is a credit to the school.
- Your children are a great credit to you.
- He's a great credit to the school.
Oxford Collocations Dictionaryadjective- great
- credit to
- [countable, usually plural] the act of mentioning somebody who worked on a project such as a film or a television programme
- She was given a programme credit for her work on the costumes for the play.
- The credits (= the list of all the people involved) seemed to last almost as long as the film!
- From the opening credits, the movie is non-stop action.
- The end credits came as a welcome relief.
- We left before the final credits began to roll.
Oxford Collocations Dictionaryadjective- opening
- closing
- end
- …
- watch
- roll
- a film, play, television programme, etc. that somebody has worked on
- His film credits included ‘The Witches’ and ‘Halloween III’.
- [countable] a unit of study at a college or university (in the US, also at a school); the fact of having successfully completed a unit of study
- My math class is worth three credits.
Extra ExamplesTopics Educationc2- Participants were given course credit for their participation in the study.
- Students may have difficulty transferring credits to other institutions.
- Tuition costs are based on the number of credit hours enrolled.
- modules offering continuing education credits
- He took some advanced courses to earn college credits.
Oxford Collocations Dictionaryadjective- course
- college
- earn
- award
- grant
- …
- hour
buy now–pay later
money borrowed
money in bank
money paid in advance
money back
praise
movie/TV programme
unit of study
Word Originmid 16th cent. (originally in the senses ‘belief’, ‘credibility’): from French crédit, probably via Italian credito from Latin creditum, neuter past participle of credere ‘believe, trust’.
Idioms
do somebody credit | do credit to somebody/something
- if something does credit to a person or an organization, they deserve to be praised for it
- Your honesty does you great credit.
- Your concern does you credit.
give credit where credit is due
- to give somebody the praise they deserve, even if you do not really want to
- Give credit where credit is due—what the man does, he does well.
have something to your credit
- to have achieved something
- He's only 30, and he already has four novels to his credit.
on the credit side
- used to introduce the good points about somebody/something, especially after the bad points have been mentioned
- On the credit side, she’s always willing to work very late.
to somebody’s credit
- making somebody deserve praise or respect
- To his credit, Jack never told anyone exactly what had happened.
- It was to her credit that she managed to stay calm.
Extra Examples- To her credit, she gave them lunch.
- To her eternal credit, she gave them a home.
- To her great credit, she does not try to avoid the truth.