单词 | loan |
释义 | noun | verb loanloan1 /loʊn/ ●●● S3 W2 noun 1[countable] an amount of money that you borrow from a bank, financial institution, etc.: The company requested a $2 million loan.loan of We received a loan of $175,000. The company makes loans to small businesses. I had to take out a loan to buy my car (=borrow money). You pay a fixed rate of interest on some bank loans (=from a bank). Krebs needed more time to pay back the loan. It will take me 15 years to repay my student loan (=a loan used to pay for college). Typically you get a home loan for 30 years (=money you borrow to pay for your home gradually).2on loan if something such as a painting or book is on loan, someone is borrowing it: loan from The gems in the display are on loan from a museum in France.3[uncountable] the act of lending something: loan of Thanks for the loan of your camera. [Origin: 1100–1200 Old Norse lan]COLLOCATIONSverbstake out a loan (=borrow money) Most home buyers take out a loan.pay off/pay back a loan (also repay a loan formal) (=give back the money you borrowed, usually over a period of time) You can repay the loan early without a penalty.give somebody a loan I hoped to persuade my bank to give us a loan.make a loan (=give someone a loan) Banks are cautious about making new loans.ask for/apply for a loan He asked his father for a loan.get a loan (also receive a loan formal) She got a loan from the bank.qualify for a loan (=be able to get a loan because the bank thinks you will repay it) The bank said we did not have enough income to qualify for the loan.approve a loan (=agree to give a loan) Their home-improvement loan was approved.default on a loan (=be unable to pay back a loan) If you default on your loan, they can take your car away from you.secure a loan (on something) (=agree to give the lender something if you do not pay back the loan on time) The loan was secured on his home.adjectivesa bad loan (=a loan that is not repaid) Banks lost money on millions of bad home loans.a personal loan (=money lent to a person, rather than to a company) If you want money for a specific purchase, you can get a personal loan.a long-term loan (=one that is to be paid back after a long time) A mortgage, which is a loan to buy a house, is a long-term loan and is usually paid back over 25 to 30 years.a short-term loan (=one that is to be paid back after a short time) I gave her the money as a short-term loan.an interest-free loan (=on which you pay no interest) They offer an interest-free loan for two years.a low-interest loan The program gives low-interest loans to agencies that are building low-income housing.nouns + loana $20,000/$5,000 etc. loan The company asked for a $100,000 loan.a bank loan (=money lent by a bank) What is the interest you will pay on a bank loan?a home/car loan (=a loan to buy a home or a car) They took out a thirty-year home loan.a business loan (=money lent to a business) The bank offers a range of business loans to meet the needs of small businesses.a student loan (=money lent to a student to pay for college) Many college graduates are paying off huge student loans.loan + nounsa loan repayment How much are your monthly loan repayments?a loan agreement (=that says how much the loan will be, how much you will pay back each month, etc.) Read the terms of your loan agreement carefully.a loan program (=a government system for lending money for a specific purpose) The student loan program has been running for many years. noun | verb loanloan2 ●●○ verb [transitive] 1to let someone borrow something SYN lend: loan somebody something Jeff loaned us his car for the weekend.2to lend money to someone and charge interest SYN lend: loan something to somebody/something Large sums of money were loaned to developing countries.3to lend something valuable, such as a painting, to an organization: The family loaned their collection of paintings for the exhibition. |
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