repayment mortgage 
noun British
A mortgage in which the borrower repays the capital and interest together in fixed instalments over a fixed period.While I note that you have converted your mortgage from an endowment mortgage to a repayment mortgage, it is not clear whether your lender is relying on the endowment policy to provide life cover for your mortgage....
- It will calculate compensation based on comparing the performance of your endowment with a repayment mortgage over the same period.
- You should bear in mind that switching to a standard repayment mortgage will mean higher repayments as better capital and interest will be repaid on a monthly basis.
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