credit rating 
noun
1An estimate of the ability of a person or organization to fulfil their financial commitments, based on previous dealings.Obtaining financing with a lackluster credit rating is beyond challenging....
- Instead of selling loans with fixed interest rates, they offer tailored rates based on your credit rating.
- Ironically, too much available credit probably damages my credit rating!
1.1 [mass noun] The process of assessing a credit rating.Finally, for those for whom credit rating is important, such as anyone applying for a mortgage or personal loan, the timing of any account switch may need some consideration....
- SSI units will be encouraged to obtain credit rating.
- But that would not automatically bring better credit rating.
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