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单词 annuity
释义

Definition of annuity in English:

annuity

nounPlural annuitiesəˈnjuːɪtiəˈn(j)uədi
  • 1A fixed sum of money paid to someone each year, typically for the rest of their life.

    he left her an annuity of £1,000 in his will
    Example sentencesExamples
    • Until 1999, the only choice available to anyone retiring was an annuity, a fixed income for life.
    • Fixed annuities help stabilize income from investments, and are most commonly used by people who are not fully participating in the workforce, are about to retire or have retired.
    • An annuity, whereby the pensioner buys an income with a lump sum, can vary as well.
    • The claimant could often convert the lump sum into an annuity, but this would take no account of a deterioration in health, for example.
    • A tax-deferred annuity can have a fixed rate, or it can be a variable product with sub-accounts.
    • Previously, if investors wanted to reinvest the bulk of their savings, they were compelled to put the money into an annuity.
    • What about state pensioners, those who have to rely on their savings (unfairly taxed) and people on fixed incomes such as annuities?
    • The money raised is used to buy an annuity, which then pays out a monthly income.
    • Low rates depress the return retirees can get from most traditional retirement vehicles, including fixed annuities, as well as bonds and certificates of deposit.
    • If they want to save, they can do so - and make the decision nearer retirement whether to blow the money or buy an annuity.
    • This money is used to buy an annuity, which provides a regular income until you die.
    • Fixed annuities usually charge about $30 a year in administrative fees.
    • She could buy an annuity, a fixed income for life, or she could opt for a combination of ARFs and annuities.
    • Equitable is expected to first devise a draft proposal, designed to buy out the expensive annuity guarantees that the society can no longer afford.
    • It stated that the funds were to be used to secure the Retirement Benefits, which were an annuity and a lump sum payment.
    • An annuity guarantees a fixed income for life but is dependent on interest rates at the time of retirement.
    • The annuity pays you a guaranteed income for the rest of your life.
    • Unlike deferred annuities, which people use to save for retirement, income annuities are for parceling out money already accumulated.
    • At retirement, savers can opt for a fixed or variable-rate annuity.
    • When you take your tax-free lump sum you usually have to buy an annuity with the rest of your fund.
    Synonyms
    payment, pocket money, sum of money, remittance, contribution, consideration, handout, grant, subsidy, maintenance, financial support, subsistence, benefit, stipend, pension, keep, upkeep, expenses
    1. 1.1 A form of insurance or investment entitling the investor to a series of annual sums.
      loans secured on an older person's home which are used to purchase a life annuity
      as modifier an annuity scheme
      Example sentencesExamples
      • When you use the amortization or annuity method, you must factor in an annual interest rate.
      • Other types of non-probate assets include payable-on-death accounts, joint accounts held with rights of survivorship, life insurance and annuities.
      • As for retirees, AARP warns against investing in variable annuities that can lose all their value because they have less time to recoup any losses caused by market swings.
      • You can also defer your taxes by investing in annuities and IRA accounts.
      • Another new exemption is income earned in Singapore after Jan 1 this year from investments in financial products like unit trusts, bonds and annuities.
      • For the first time buyer this choice will be between an annuity mortgage and an endowment mortgage.
      • For people absolutely disinterested in managing their own finances, annuities offered a simple menu.
      • Individuals who select ARFs are making a choice between an annuity and an investment fund.
      • But instead of designer brands, what's for sale is an array of home loans, mutual funds, insurance, annuities, brokerage services, and plain old savings accounts.
      • On the free market, anyone who wishes to invest in an insurance annuity or in stocks or real estate may do so.
      • In addition to offering a safe haven for initial investments, principal-protected annuities may also allow investors to lock in their gains.
      • The scandal is also enmeshing insurance companies selling variable annuities, policies that let investors pay their premiums to mutual funds.
      • At the moment there are comparative tables for eight financial products including mortgages, stakeholder pensions, annuities and unit trust ISAs.
      • Aside from the risks, equity-linked annuities suffer from the lack of portability that all annuities, as insurance products, possess.
      • In many respects, the variable annuity sounds like a mutual fund, but it has key differences.
      • She says the little money she has left is in annuities at an insurance company.
      • ING offers services like retirement and financial plans, annuities, insurance, mortgages and asset management.
      • For some investors, an annuity can be an appropriate part of their financial plan if utilized properly.
      • A plan is under consideration to offer term life insurance, fixed annuities, and title insurance for mortgage holders.
      • The investment choices for QTPs are usually limited to mutual fund or annuities.

Derivatives

  • annuitize

  • verbəˈnjuːɪtʌɪzəˈn(j)uəˌtaɪz
    [with object]
    • Convert (an investment) into an annuity.

      you can annuitize the policy by exchanging its accumulated cash value for a payment plan
      Example sentencesExamples
      • Only about 1% of variable annuities are ever annuitized.
      • By annuitizing income, Social Security is forcing people to take something they do not need, rather than giving them something that the market fails to provide.
      • Once your contract is annuitized, part of each payment (from a fixed annuity) is considered a partial return of the basis (your contribution) and part is taxable income using an exclusion ratio.

Origin

Late Middle English: from French annuité, from medieval Latin annuitas, from Latin annuus 'yearly', from annus 'year'.

Rhymes

acuity, ambiguity, assiduity, congruity, contiguity, continuity, exiguity, fatuity, fortuity, gratuity, ingenuity, perpetuity, perspicuity, promiscuity, suety, superfluity, tenuity, vacuity
 
 

Definition of annuity in US English:

annuity

nounəˈn(y)o͞oədēəˈn(j)uədi
  • 1A fixed sum of money paid to someone each year, typically for the rest of their life.

    he left her an annuity of $1,000 in his will
    Example sentencesExamples
    • It stated that the funds were to be used to secure the Retirement Benefits, which were an annuity and a lump sum payment.
    • This money is used to buy an annuity, which provides a regular income until you die.
    • The money raised is used to buy an annuity, which then pays out a monthly income.
    • Previously, if investors wanted to reinvest the bulk of their savings, they were compelled to put the money into an annuity.
    • Until 1999, the only choice available to anyone retiring was an annuity, a fixed income for life.
    • An annuity guarantees a fixed income for life but is dependent on interest rates at the time of retirement.
    • If they want to save, they can do so - and make the decision nearer retirement whether to blow the money or buy an annuity.
    • Fixed annuities help stabilize income from investments, and are most commonly used by people who are not fully participating in the workforce, are about to retire or have retired.
    • Fixed annuities usually charge about $30 a year in administrative fees.
    • The claimant could often convert the lump sum into an annuity, but this would take no account of a deterioration in health, for example.
    • Unlike deferred annuities, which people use to save for retirement, income annuities are for parceling out money already accumulated.
    • At retirement, savers can opt for a fixed or variable-rate annuity.
    • What about state pensioners, those who have to rely on their savings (unfairly taxed) and people on fixed incomes such as annuities?
    • Equitable is expected to first devise a draft proposal, designed to buy out the expensive annuity guarantees that the society can no longer afford.
    • When you take your tax-free lump sum you usually have to buy an annuity with the rest of your fund.
    • An annuity, whereby the pensioner buys an income with a lump sum, can vary as well.
    • Low rates depress the return retirees can get from most traditional retirement vehicles, including fixed annuities, as well as bonds and certificates of deposit.
    • The annuity pays you a guaranteed income for the rest of your life.
    • A tax-deferred annuity can have a fixed rate, or it can be a variable product with sub-accounts.
    • She could buy an annuity, a fixed income for life, or she could opt for a combination of ARFs and annuities.
    Synonyms
    payment, pocket money, sum of money, remittance, contribution, consideration, handout, grant, subsidy, maintenance, financial support, subsistence, benefit, stipend, pension, keep, upkeep, expenses
    1. 1.1 A form of insurance or investment entitling the investor to a series of annual sums.
      as modifier an annuity plan
      Example sentencesExamples
      • Aside from the risks, equity-linked annuities suffer from the lack of portability that all annuities, as insurance products, possess.
      • ING offers services like retirement and financial plans, annuities, insurance, mortgages and asset management.
      • In many respects, the variable annuity sounds like a mutual fund, but it has key differences.
      • When you use the amortization or annuity method, you must factor in an annual interest rate.
      • She says the little money she has left is in annuities at an insurance company.
      • The scandal is also enmeshing insurance companies selling variable annuities, policies that let investors pay their premiums to mutual funds.
      • At the moment there are comparative tables for eight financial products including mortgages, stakeholder pensions, annuities and unit trust ISAs.
      • A plan is under consideration to offer term life insurance, fixed annuities, and title insurance for mortgage holders.
      • Other types of non-probate assets include payable-on-death accounts, joint accounts held with rights of survivorship, life insurance and annuities.
      • Individuals who select ARFs are making a choice between an annuity and an investment fund.
      • You can also defer your taxes by investing in annuities and IRA accounts.
      • For people absolutely disinterested in managing their own finances, annuities offered a simple menu.
      • In addition to offering a safe haven for initial investments, principal-protected annuities may also allow investors to lock in their gains.
      • Another new exemption is income earned in Singapore after Jan 1 this year from investments in financial products like unit trusts, bonds and annuities.
      • For some investors, an annuity can be an appropriate part of their financial plan if utilized properly.
      • As for retirees, AARP warns against investing in variable annuities that can lose all their value because they have less time to recoup any losses caused by market swings.
      • On the free market, anyone who wishes to invest in an insurance annuity or in stocks or real estate may do so.
      • For the first time buyer this choice will be between an annuity mortgage and an endowment mortgage.
      • The investment choices for QTPs are usually limited to mutual fund or annuities.
      • But instead of designer brands, what's for sale is an array of home loans, mutual funds, insurance, annuities, brokerage services, and plain old savings accounts.

Origin

Late Middle English: from French annuité, from medieval Latin annuitas, from Latin annuus ‘yearly’, from annus ‘year’.

 
 
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更新时间:2024/12/23 13:49:48