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单词 with-profits
释义

Definition of with-profits in English:

with-profits

adjective
British
  • (of an insurance policy) allowing the holder to receive a share of the profits made by the company, typically in the form of a bonus.

    Example sentencesExamples
    • The endowment mortgages, with-profits funds and private pensions on which people staked their futures are a national scandal.
    • It is also the first provider to offer a with-profits investment option.
    • Traditionally with-profits bonds are seen as long-term investments of about 10 years.
    • Bonus rates on its with-profits bond have also been cut.
    • In addition to scrapping its mortgage promise, it announced changes to the way it is to pay bonuses to its with-profits customers.
    • In addition, it is a mutual company and profits, if realised from its other businesses, are paid into the with-profits fund.
    • The shares will be distributed to all holders of a with-profits insurance policy at the time of listing.
    • This is grim news for its 2.3 million policyholders with mortgage endowments, personal pensions and with-profits bonds.
    • The decision means that about one million holders of with-profits policies are unlikely to receive annual bonuses in respect of 2002.
    • As part of its understanding pensions series, BBC News Online provides an introduction to with-profits pensions.
    • However, bonuses on with-profits funds have been falling, which means your payouts could tumble.
    • This process is called ‘smoothing’ and it's supposedly the big selling point for with-profits products.
    • Your money is invested in a with-profits fund, which invests in a spread of shares, bonds and other assets.
    • It is unusual to see a with-profits bonus announcement that's not littered with bad news for policyholders.
    • Industry sources say it has never happened in Ireland that a with-profits provider has not awarded a terminal bonus.
    • It's reckoned that twenty million of us have a with-profits policy, whether through an endowment mortgage or a pension plan.
    • In cashing in the policy you will miss out on the terminal bonus, which in the past has made up a major proportion of maturity value of with-profits policies.
    • Some insurers are imposing these on savers in with-profits policies such as endowments and bonds, to prevent them from cashing them in early.
    • The compensation would go into the with-profits fund, which policyholders could expect to have distributed among them.
    • The problem for with-profits bond holders, as opposed to those with equity holdings, arises when they want to get at their money.
 
 
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更新时间:2024/12/23 1:59:17