| 释义 |
credit scoring Credit scoringA statistical technique that combines several financial characteristics to form a single score to represent a customer's creditworthiness.Credit ScoreA measure of an individual's creditworthiness. Credit scoring involves the quantification of a variety of factors in an individual's background, including a history of default, the current amount of debt, and the length of time that the individual has made purchases on credit. Banks and other financial institutions may use a credit score to determine whether or not an individual is likely to default on a loan, mortgage, or other debt. The FICO score is the most common credit score in the United States.credit scoring see CREDIT RATING.credit scoringThe process of rating potential borrowers based on their overall credit history, current debts, and frequency of application for credit.The most commonly used score, by far, is the FICO score. |