| 释义 |
Automobile Assigned Risk Insurance Automobile Assigned Risk InsuranceAn insurance plan for drivers who otherwise would not be able to obtain automobile insurance. Each state in the U.S. requires insurers to offer automobile assigned risk insurance, at a premium higher than that of traditional insurance. States assign uninsurable drivers to insurance companies, which must provide coverage. This helps people who by law must obtain automobile insurance but are not able to do so because of poor driving records or other reasons. Critics contend it drives up premiums for all policyholders. |