| 释义 |
required reserves Required reservesThe dollar amounts, based on reserve ratios, that banks are required to keep on deposit at a Federal Reserve Bank.Reserve RatiosThe liquid assets that a central bank or other body mandates that a bank keep at all times. The reserve ratio is expressed as a percentage of the bank's total deposits. The reserve ratio exists to ensure that the bank is able to pay an unusually high number of withdrawals on demand accounts should that event occur. It also helps ensure that the bank does not over-leverage itself. In some countries, increasing or decreasing reserve ratios may be used to help control the money supply. See also: Basel II, Monetary Policy.required reserves The reserves against deposits that commercial banks and thrifts are required to hold either in cash or in deposits at the Federal Reserve. Compare excess reserves. See also reserve requirement. |