Underinsured Motorist Coverage Modified Limits Trigger

Underinsured Motorist Coverage Modified Limits Trigger

The point at which an underinsured motorist endorsement becomes effective in situations when there are multiple claimants. That is, one may make a claim if the trigger is reached. The trigger occurs when an underinsured motorist's insurance must pay multiple persons and, because of this, it is unable to pay the full amount to any one claimant.