pawnbroker
pawn·bro·ker
P0124300 (pôn′brō′kər)pawnbroker
(ˈpɔːnˌbrəʊkə)pawn•bro•ker
(ˈpɔnˌbroʊ kər)n.
Noun | 1. | pawnbroker - a person who lends money at interest in exchange for personal property that is deposited as security |
单词 | pawnbroker | |||
释义 | pawnbrokerpawn·bro·kerP0124300 (pôn′brō′kər)pawnbroker(ˈpɔːnˌbrəʊkə)pawn•bro•ker(ˈpɔnˌbroʊ kər)n.
pawn(poːn) verbpawnbroker→ 典当商zhCNpawnbrokerpawnbroker,one who makes loans on personal effects that are left as security. The practice of pawnbroking is ancient, as is recognition of the danger it involves of oppressing the poor. In fact, the Bible provides the poor with a number of safeguards against oppression from their creditors. According to Ex. 22.25–27 and Deut. 24, 6, 12, 13, 17, pawnbrokers may not practice usury, may not take necessities of life as security, and in general must not take as a pledge any article whose loss would severely injure the borrower. In the Middle Ages, Christians generally were forbidden by the church to lend money at interestinterest,charge for the use of credit or money, usually figured as a percentage of the principal and computed annually. Simple interest is computed annually on the principal. ..... Click the link for more information. , and pawnbroking was left largely to the Jews as one of the few means of a livelihood open to them. Lombards also engaged extensively in moneylending, however, and in London, the financial center is still called Lombard St. In some Latin American and European nations pawnshops are operated under religious, charitable, or municipal auspices. The most famous such pawnshop is Vienna's Dorotheum, founded (1707) by Emperor Joseph I and still run by the state to provide the poor with easy credit at low rates of interest. In Great Britain and in American states, pawnbroking is regulated by usury laws. Pawnshops are predominantly found in low-income areas, where residents are often unable to establish other types of credit. pawnbrokerPawnbrokerPawnbrokerA person who engages in the business of lending money, usually in small sums, in exchange for Personal Property deposited with him or her that can be kept or sold if the borrower fails or refuses to repay the loan. pawnbrokerPawnbrokerpawnbrokera person or firm that makes LOANS, taking temporary possession of borrowers’ personal ASSETS as security for the loan. Borrowers can reclaim their assets by repaying the loan and interest charges in full, although if they default the pawnbroker is entitled to sell their assets.pawnbroker
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