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单词 premium
释义

premium


pre·mi·um

P0527100 (prē′mē-əm)n.1. An amount paid or required, often as an installment payment, for an insurance policy.2. a. An amount paid to obtain a loan.b. An interest payment, usually on a regular basis, on a loan.3. A sum of money or bonus paid in addition to a regular price, salary, or other amount: Many people are willing to pay a premium to live near the ocean.4. a. The amount at which something, such as a security or a currency, is valued above its initial or nominal price.b. The amount at which a securities option is bought or sold.5. a. Something offered free or at a reduced price as an inducement to buy something else: offered the backpack as a premium for students opening new bank accounts.b. A prize or award.6. An unusual or high value: Employers put a premium on honesty and hard work.7. Archaic Payment for training in a trade or profession.adj. Of superior quality or value: premium gasoline.Idiom: at a premium More valuable than usual, as from scarcity: Fresh water was at a premium after the reservoir was contaminated.
[Latin praemium, inducement, reward : prae-, pre- + emere, to take, buy; see em- in Indo-European roots.]

premium

(ˈpriːmɪəm) n1. (Commerce) an amount paid in addition to a standard rate, price, wage, etc; bonus2. (Insurance) the amount paid or payable, usually in regular instalments, for an insurance policy3. (Commerce) the amount above nominal or par value at which something sells4. (Commerce) a. an offer of something free or at a specially reduced price as an inducement to buy a commodity or serviceb. (as modifier): a premium offer. 5. a prize given to the winner of a competition; award6. (Banking & Finance) US an amount sometimes charged for a loan of money in addition to the interest7. great value or regard: to put a premium on someone's services. 8. (Commerce) a fee, now rarely required, for instruction or apprenticeship in a profession or trade9. at a premium a. in great demand or of high value, usually because of scarcityb. above par[C17: from Latin praemium prize, booty, reward]

pre•mi•um

(ˈpri mi əm)

n. 1. a prize or bonus given as an inducement, as to purchase products. 2. a bonus, gift, or sum additional to price, wages, interest, or the like. 3. the amount usu. paid in installments by a policyholder for coverage under a contract. 4. a sum above the nominal or par value of a thing. 5. great value or esteem: She puts a premium on loyalty. adj. 6. of exceptional quality or greater value than others of its kind; superior. 7. of higher price or cost. Idioms: at a premium, a. at an unusually high price. b. in short supply; in demand. [1595–1605; < Latin praemium profit, reward] syn: See bonus.

premium

- First meant "prize, reward."See also related terms for prize.
Thesaurus
Noun1.premium - payment for insuranceinsurance premiumpayment - a sum of money paid or a claim discharged
2.premium - the amount that something in scarce supply is valued above its nominal value; "they paid a premium for access to water"economic value, value - the amount (of money or goods or services) that is considered to be a fair equivalent for something else; "he tried to estimate the value of the produce at normal prices"
3.premium - a fee charged for exchanging currenciespremium - a fee charged for exchanging currenciesagio, agiotage, exchange premiumcharge - the price charged for some article or service; "the admission charge"
4.premium - a prize, bonus, or award given as an inducement to purchase products, enter competitions initiated by business interests, etc.; "they encouraged customers with a premium for loyal patronage"prize, award - something given for victory or superiority in a contest or competition or for winning a lottery; "the prize was a free trip to Europe"bonus, incentive - an additional payment (or other remuneration) to employees as a means of increasing output
5.premium - payment or reward (especially from a government) for acts such as catching criminals or killing predatory animals or enlisting in the militarypremium - payment or reward (especially from a government) for acts such as catching criminals or killing predatory animals or enlisting in the militarybountygoverning, government activity, government, governance, administration - the act of governing; exercising authority; "regulations for the governing of state prisons"; "he had considerable experience of government"reward - payment made in return for a service rendered
Adj.1.premium - having or reflecting superior quality or value; "premium gasoline at a premium price"superior - of high or superior quality or performance; "superior wisdom derived from experience"; "superior math students"

premium

noun1. fee, charge, payment, instalment an increase in insurance premiums2. surcharge, extra charge, additional fee or charge Customers are not willing to pay a premium.3. bonus, reward, prize, percentage (informal), perk (Brit. informal), boon, bounty, remuneration, recompense, perquisite Shareholders did not receive a premium on the price of their shares.at a premium in great demand, valuable, expensive, rare, costly, scarce, in short supply, hard to come by, like gold dust, beyond your means, not to be had for love or money Tickets to the game are at a premium.put or place a (high) premium on something hold in high regard, value, appreciate, set great store by, put a high value on I place a high premium on what someone is like as a person.

premium

nounSomething given in return for a service or accomplishment:accolade, award, guerdon, honorarium, plum, prize, reward.Idiom: token of appreciation.
Translations
cotisationprimeprixsupercarburantsupérieuraggiogratificapremiopreziosoágio
  • ... worth of unleaded, please (US)
    ... worth of premium unleaded, please (UK) → 请给我加...钱的高级无铅汽油

premium


at a premium

1. For an expensive price (typically because the item in question is hard to find). If you don't go Christmas shopping early, you'll only get the most popular toys at a premium later.2. Difficult to obtain. Quiet moments are at a premium when there's a toddler in the house.See also: premium

place a premium on (something)

1. To greatly increase the cost or scarcity of something. Because the city is so densely populated, landlords are able to place a premium on rented accommodation.2. To place an especially high value on something; to consider something more important or valuable than is usual. We always place a premium on our customer service support, so never hesitate to contact us if you have a problem! With three young children, I place a premium on a shop where I can find everything I need in one stop.See also: on, place, premium

put a premium on (something)

1. To greatly increase the cost or scarcity of something. Because the city is so densely populated, landlords are able to put a premium on rented accommodation.2. To place an especially high value on something; to consider something more important or valuable than is usual. We always put a premium on our customer service support, so never hesitate to contact us if you have a problem. With three young children, I put a premium on a shop where I can find everything I need in one stop.See also: on, premium, put

place (something) at a premium

1. To greatly increase the cost or scarcity of something. Because the city is so densely populated, landlords are able to place rented accommodation at a premium. They designed the city around pedestrians, cyclists, and public transportation, so parking spaces are placed at a premium, unfortunately.2. To place an especially high value on something; to consider something more important or valuable than is usual. We always place good customer service support at a premium, so never hesitate to contact us if you have a problem! With three young children, a shop where I can find everything I need in one stop is placed at a premium in my books.See also: place, premium

put (something) at a premium

1. To greatly increase the cost or scarcity of something. Because the city is so densely populated, landlords are able to put rented accommodation at a premium. They designed the city around pedestrians, cyclists, and public transportation, so parking spaces are put at a premium, unfortunately.2. To place an especially high value on something; to consider something to be more important or valuable than is usual. We always put good customer service support at a premium, so never hesitate to contact us if you have a problem! With three young children, a shop where I can find everything I need in one stop is put at a premium in my books.See also: premium, put

at a premium

at a high price; priced high because of something special. Sally bought the shoes at a premium because they were of very high quality. This new sports car sells at a premium because so many people want to buy it.See also: premium

place something at a premium

to force up the value of something so that its price is higher. The rapid changes in the market placed all the medical stocks at a premium. The goods had been placed at a premium by the changing market conditions.See also: place, premium

put a premium on something

to make something harder or more expensive to obtain or do. The recent action of the bank directors put a premium on new home loans. The scarcity of steel put a premium on the cost of new cars.See also: on, premium, put

put something at a premium

to make something available only at an extra cost or through extra effort. The scarcity of fresh vegetables at this time of year puts broccoli at a premium. The high demand for apples puts them at a premium.See also: premium, put

at a premium

At a higher price than usual owing to scarcity; also, considered more valuable, held in high esteem. For example, Since that article came out, the firm's stock has been selling at a premium and Space is at a premium in most stores. This idiom uses premium in the sense of "bounty" or "bonus." [Mid-1800s] Also see put a premium on. See also: premium

put a premium on

Value more highly than usual, as in Her employer put a premium on honesty and hard work. First recorded in 1907, this term is almost always used figuratively. See also: on, premium, put

at a premium

1. If something is at a premium, it is not easily available and because of this it has a high value. Space is at a premium in central London stores, as you can imagine. You can pick these carrots in June, when good vegetables are at a premium.2. If you buy or sell something at a premium, you sell it for a higher price than is usual for that thing. People want organic foods so I can sell my eggs at a premium.See also: premium

put a premium on something

or

place a premium on something

If you put a premium on something or place a premium on it, you believe that it is very important or valuable. Companies like these put a premium on training. I place a high premium on what someone is like as a person.See also: on, premium, put, something

put (or place) a premium on

regard as or make particularly valuable or important. 1998 New Scientist Enormous forces would have acted upon the skull and neck, putting a premium on size and strength. See also: on, premium, put

at a ˈpremium

having great value or importance; difficult or expensive to buy, find, obtain, etc: During a war, ordinary foods like bread or meat are often at a premium.Good mathematics teachers are always at a premium in this country.See also: premium

put/place a ˈpremium on something

consider something very important or valuable: This company puts a high premium on the loyalty of its employees.See also: on, place, premium, put, something

at a premium

More valuable than usual, as from scarcity: Fresh water was at a premium after the reservoir was contaminated.See also: premium

premium


premium

1. an amount paid in addition to a standard rate, price, wage, etc.; bonus 2. the amount above nominal or par value at which something sells 3. a. an offer of something free or at a specially reduced price as an inducement to buy a commodity or service b. (as modifier): a premium offer 4. a fee, now rarely required, for instruction or apprenticeship in a profession or trade

premium


pre·mi·um

(prē'mē-ŭm) The amount that must be paid to the insurer to maintain the desired health insurance coverage.

premium

(prē′mē-um) A payment made periodically to a health care insurer in exchange for benefits coverage (indemnity against future expenses).

pre·mi·um

(prē'mē-ŭm) The amount that must be paid to the insurer to maintain the desired health insurance coverage.

Premium


Premium

A reward for an act done.

A bounty or bonus; a consideration given to invite a loan or a bargain, as the consideration paid to the assignor by the assignee of a lease, or to the transferer by the transferee of shares of stock, etc.

In granting a lease, part of the rent is sometimes capitalized and paid in a lump sum at the time the lease is granted. This is called a premium.

The sum paid or agreed to be paid by an insured to the underwriter (insurer) as the consideration for the insurance. The price for insurance protection for a specified period of exposure.

premium

n. 1) payment for insurance coverage either in a lump sum or by installments. 2) an extra payment for an act, option or priority.

PREMIUM, contracts. The consideration paid by the insured to the insurer for making an insurance. It is so called because it is paid primo, or before the contract shall take effect. Poth. h.t. n. 81; Marah. Inst. 234.
2. In practice, however, the premium is not always paid when the policy is underwritten; for insurances are frequently effected by brokers, and open accounts are kept between them and the underwriters, in which they make themselves debtors for all premiums;, and sometimes notes or bills are given for the amount of the premium.
3. The French writers, when they speak of the consideration given for maritime loans, employ a variety of words in order to distinguish it according to the nature of the case. Thus, they call it interest when it is stipulated to be paid by the month or at other stated periods. It is a premium, when a gross sum is to be paid at the end of a voyage, and here the risk is the principal object which they have in view. When the sum is a percentage on the money lent, they denominate it exchange, considering it in the light of money lent in one place to be returned in another, with a difference in amount between the sum borrowed and that which is paid, arising from the difference of time and place. When they intend to combine these various shades into one general denomination, they make use of the term maritime profit, to convey their meaning. Hall on Mar. Loans, 56, n. Vide Park, Ills. h.t. Poth. h.t.; 3 Kent, Com. 285; 15 East, R. 309, Day's note, and the cases there cited.

premium


Premium

(1) A bond sold above its par value. (2) The price of an option contract; also, in futures trading, the amount by which the futures price exceeds the price of the spot commodity. (3) For convertibles, amount by which the price of a convertible exceeds parity, and is usually expressed as a percentage. Suppose a stock is trading at $45, and the bond is convertible at a $50 stock price and the convertible bond trading at 105. A similar bond without the conversion feature trades at $90. In this case, the premium is $15, or 16.66%=(105-90)/90. If the premium is high, the bond trades like any fixed income bond; if low, like a stock. See: Gross parity, net parity. (4) For futures, excess of fair value of future over the spot index, which in theory will equal the Treasury bill yield for the period to expiration minus the expected dividend yield until the future's expiration. (5) For options, price of an option in the open market (sometimes refers to the portion of the price that exceeds parity). (6) For straight equity, price higher than that of the last sale or inside market. Related: Inverted market premium payback period. Also called break-even time; the time it takes to recover the premium per share of a convertible security.

Premium

1. The price by which a security, especially but not necessarily a bond, exceeds its face value.

2. The price of an option contract.

3. A payment that a policyholder makes, usually monthly, in order to be covered by an insurance policy.

4. The extra return that an investor expects to make from a position in exchange for accepting extra risk.

premium

1. The price at which an option trades. The size of the premium is affected by various factors including the time to expiration, interest rates, strike price, and the price and price volatility of the underlying asset. Also called option premium.2. The amount by which a bond sells above its face value.3. The excess by which a warrant trades above its theoretical value.4. The amount by which a convertible bond sells above the price at which the same bond without the convertible feature would sell.

Premium.

A premium is the purchase price of an insurance policy or an annuity contract. You may pay the premium as a single lump sum, in regular monthly or quarterly installments, or in some cases on a flexible schedule over the term of the policy or contract.

When you pay over time, the premium may be fixed for the life of the policy, assuming the coverage remains the same. That's the case with many permanent life insurance policies.

With other types of coverage, the premium changes as you grow older or as costs for the issuing company increase.

Used in another sense, the term premium refers to the amount above face value that you pay to buy, or you receive from selling, an investment. For example, a corporate bond with a par value of $1,000 with a market price of $1,050 is selling at a $50 premium.

premium

  1. an addition to the published LIST PRICE of a product charged by a supplier to a customer. The premium could be charged for guaranteeing rapid delivery of the product, or could reflect the temporary scarcity of the product. A ‘premium price’ over similar products might be charged by a supplier who is able to convince buyers that his product is superior in some respect to competitors' offerings.
  2. the purchase of a BOND for more than its nominal value. The price which people are prepared to pay for a bond can be more than its nominal value if the nominal rate of interest on that bond exceeds current market interest rates.
  3. the sale of new STOCKS and SHARES at an enhanced price. In the UK this involves the issue of a new share at a price above its nominal value. Where shares have no nominal value it involves the sale of new shares above their current market price.
  4. the rating of a particular company's shares at a price above the average market price of the shares of other companies operating in the same sector, the ‘premium’ reflecting investors' general optimism that this company is likely to perform much better than the others.
  5. the amount by which a foreign currency's spot exchange rate stands above its ‘official’ par value under a FIXED EXCHANGE RATE system which allows some degree of short-term fluctuation either side of the par value.
  6. the annual payment made to an INSURANCE COMPANY by persons or firms taking out an insurance policy.

premium

  1. an addition to the published LIST PRICE of a good or service charged by a supplier to customers. The premium could be charged for express delivery of the product or could reflect the temporary scarcity of the product. A ‘premium price’ for a product over similar products might be charged by a supplier who is able to convince buyers that his product is superior in some respect to competitors’ offerings (see PRODUCT DIFFERENTIATION).
  2. the sale of new STOCKS and SHARES at an enhanced price. In the UK this involves the issue of a new share at a price above its nominal value. In other countries where shares have no nominal value it involves the sale of new shares above their current market price.
  3. the purchase of a particular company's issued stock or share at a price above the average market price of those of other companies operating in the same area. The price is higher, reflecting investors’ optimism about that company's prospects.
  4. a general rise in the prices of all stocks and shares to higher levels in anticipation of an upturn in the economy.
  5. the purchase of a BOND for more than its nominal value. The price that people are prepared to pay for a bond can be more than its nominal value if the nominal rate of interest on that bond exceeds current market interest rates.
  6. the extent to which a foreign currency's market EXCHANGE RATE rises above its official exchange rate under a FIXED EXCHANGE RATE SYSTEM.
  7. the annual payment made to an INSURANCE COMPANY for an insurance policy. See also SPECULATIVE DEMAND FOR MONEY.

premium

(1) An amount paid for an insurance policy.(2) An advance payment of several months or even years of rent to a landlord.(3) The value of a mortgage in excess of its face value.For example,if a $100,000 mortgage cannot be prepaid and is bearing interest at 10 percent when prevailing interest rates are only 6 percent, an investor might pay more than $100,000 to buy the mortgage because of the high return.

premium


  • all
  • noun
  • adj
  • phrase

Synonyms for premium

noun fee

Synonyms

  • fee
  • charge
  • payment
  • instalment

noun surcharge

Synonyms

  • surcharge
  • extra charge
  • additional fee or charge

noun bonus

Synonyms

  • bonus
  • reward
  • prize
  • percentage
  • perk
  • boon
  • bounty
  • remuneration
  • recompense
  • perquisite

phrase at a premium

Synonyms

  • in great demand
  • valuable
  • expensive
  • rare
  • costly
  • scarce
  • in short supply
  • hard to come by
  • like gold dust
  • beyond your means
  • not to be had for love or money

phrase put or place a (high) premium on something

Synonyms

  • hold in high regard
  • value
  • appreciate
  • set great store by
  • put a high value on

Synonyms for premium

noun something given in return for a service or accomplishment

Synonyms

  • accolade
  • award
  • guerdon
  • honorarium
  • plum
  • prize
  • reward

Synonyms for premium

noun payment for insurance

Synonyms

  • insurance premium

Related Words

  • payment

noun the amount that something in scarce supply is valued above its nominal value

Related Words

  • economic value
  • value

noun a fee charged for exchanging currencies

Synonyms

  • agio
  • agiotage
  • exchange premium

Related Words

  • charge

noun a prize, bonus, or award given as an inducement to purchase products, enter competitions initiated by business interests, etc.

Related Words

  • prize
  • award
  • bonus
  • incentive

noun payment or reward (especially from a government) for acts such as catching criminals or killing predatory animals or enlisting in the military

Synonyms

  • bounty

Related Words

  • governing
  • government activity
  • government
  • governance
  • administration
  • reward

adj having or reflecting superior quality or value

Related Words

  • superior
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