application fee

A fee charged by a lender,ostensibly for the time and trouble involved in processing a loan request, analyzing available data, and calculating what terms and conditions to offer. In reality,this view is a holdover from the days when consumers went to lenders,hat in hand,to plead for money.In today's very competitive lending market,where virtually every television show includes at least one mortgage lender as an advertiser, it is ludicrous to think that a consumer would pay someone for the opportunity to review a loan request.This fee will usually be waived upon request; it is simply another source of profit for the lender.

Application Fee

A fee that some lenders charge to accept an applica tion.

It may or may not cover other costs such as a property appraisal or credit report, and it may or may not be refundable if the lender declines the loan.

单词	application fee
释义	application fee application fee A fee charged by a lender,ostensibly for the time and trouble involved in processing a loan request, analyzing available data, and calculating what terms and conditions to offer. In reality,this view is a holdover from the days when consumers went to lenders,hat in hand,to plead for money.In today's very competitive lending market,where virtually every television show includes at least one mortgage lender as an advertiser, it is ludicrous to think that a consumer would pay someone for the opportunity to review a loan request.This fee will usually be waived upon request; it is simply another source of profit for the lender. Application Fee A fee that some lenders charge to accept an applica tion. It may or may not cover other costs such as a property appraisal or credit report, and it may or may not be refundable if the lender declines the loan.
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