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IRA
IRAabbr.1. individual retirement account2. Irish Republican ArmyIRA abbreviation for (Government, Politics & Diplomacy) Irish Republican Army IRA or I.R.A., 1. individual retirement account. 2. Irish Republican Army. IRA(Irish Republican Army) A militant nationalist organization striving for a united independent Ireland through increasingly terrorist means; responsible for many civilian deaths both in Britain and Northern Ireland. Considered the military wing of Sinn Fein, it is also called Provisional IRA.Thesaurus| Noun | 1. | IRA - a militant organization of Irish nationalists who used terrorism and guerilla warfare in an effort to drive British forces from Northern Ireland and achieve a united independent IrelandIrish Republican Army, Provisional IRA, Provisional Irish Republican Army, Provosact of terrorism, terrorism, terrorist act - the calculated use of violence (or the threat of violence) against civilians in order to attain goals that are political or religious or ideological in nature; this is done through intimidation or coercion or instilling fearSinn Fein - an Irish republican political movement founded in 1905 to promote independence from England and unification of Ireland; became the political branch of the Irish Republican ArmyEire, Ireland, Irish Republic, Republic of Ireland - a republic consisting of 26 of 32 counties comprising the island of Ireland; achieved independence from the United Kingdom in 1921 | | 2. | IRA - a retirement plan that allows you to contribute a limited yearly sum toward your retirement; taxes on the interest earned in the account are deferredindividual retirement accountpension account, pension plan, retirement account, retirement plan, retirement program, retirement savings account, retirement savings plan - a plan for setting aside money to be spent after retirement | | 3. |  ira - belligerence aroused by a real or supposed wrong (personified as one of the deadly sins)ire, wrath, angerdeadly sin, mortal sin - an unpardonable sin entailing a total loss of grace; "theologians list seven mortal sins" |
TranslationsIraenUK
IRA. 1 In Irish history, see Irish Republican ArmyIrish Republican Army
(IRA), nationalist organization devoted to the integration of Ireland as a complete and independent unit. Organized by Michael Collins from remnants of rebel units dispersed after the Easter Rebellion in 1916 (see Ireland), it was composed of the more
..... Click the link for more information. . 2 In economics, see Individual Retirement AccountIndividual Retirement Account
(IRA), tax-sheltered retirement plan, originally created (1974) to assist individuals not covered by company pensions. Under the U.S. tax law of 1981, IRA provisions were liberalized to allow individuals to contribute up to $2,000 per year (up from
..... Click the link for more information. .
Ira (ī`rə), in the Bible. 1 Chief officer of David. 2, 3 Two of David's guard.IRAthe Irish Republican Army; long history of terror and violence. [Irish Hist.: NCE, 1365–1366]See: TerrorismMedicalSeeIRASLegalSeeIndividual Retirement AccountIRA
Individual Retirement Account (IRA)A retirement account that may be established by an employed person. IRA contributions are tax deductible according to certain guidelines, and the gains in the account are tax-deferred.
Individual Retirement Account (IRA) rolloverA provision of the law governing IRA's that enables a retiree or anyone receiving a lump-sum payment from a pension, profit-sharing, or salary reduction plan to transfer the amount into an IRA.Individual Retirement AccountAn account into which a worker makes contributions up to a certain limit throughout his/her working life, and from which he/she begins to take distributions following retirement. There are two types of IRA. A traditional IRA allows for tax deductible contributions and taxable distributions, while a Roth IRA has non-deductible contributions and tax-free distributions. The limit to annual contributions to an IRA varies each year and is indexed to inflation. IRAs are invested in securities and usually own common stock and certificates of deposit. See also: 401(k).IRA A custodial account or trust in which individuals may set aside earned income in a tax-deferred retirement plan. For individuals who earn under a specified amount or who are not in an employer-sponsored retirement plan, contributions to an IRA (subject to an annual maximum) are deferred along with any income the contributions earn. Withdrawals at retirement are fully taxable. For individuals in an employer-sponsored plan and having an adjusted gross income above a specified amount, all or part of the contribution may be taxable although any income earned in the IRA is tax deferred. The rules governing IRAs were significantly altered in the 1986 tax reform. IRA investment opportunities include certificates of deposit, mutual funds, and securities purchased through brokerage accounts. Also called individual retirement account. See also Coverdell Education Savings Account, Keogh plan, Roth IRA, self-directed IRA, simplified employee pension plan.Is it a good idea to name my estate as the beneficiary of my IRA?Generally speaking, this is not advisable. If you name your estate as the beneficiary of your IRA, then the assets held inside your IRA must be distributed according to your last will and testament and the proceeds of your IRA will go through probate. Most IRA owners like to keep assets inside their IRA for the longest time period allowed by law, thereby maximizing the dollars that can be accumulated on a tax-deferred basis while also delaying the payment of income taxes for as long as possible. IRAs are subject to annual required minimum distribution requirements once the IRA owner reaches age 70 1/2 . These requirements are based upon either the individual life expectancy of the IRA owner or the joint life expectancy of the IRA owner and his beneficiary. Because your estate has no life expectancy, there is no way to stretch out the period during which your IRA assets can remain inside your IRA and grow tax-deferred even if this is what your IRA beneficiaries want. Thus, if you die prior to age 70 1/2 , naming your estate as your beneficiary, the assets held in your IRA will have to be liquidated and proceeds disbursed over a five-year period to the beneficiaries you named in your will. If your IRA was a traditional IRA, your beneficiaries will have to include every IRA disbursement in their taxable income for the year during which the disbursement was received. If your IRA was a Roth IRA, your beneficiaries won't owe any income tax on your IRA disbursements, but they will still be forced to withdraw your IRA assets by the end of the five-year period, whereas they could have kept your IRA assets inside of your IRA for many more years if you had named specific beneficiaries for your IRA. If you die after age 70 1/2 , naming your estate as your beneficiary, your IRA beneficiaries will have to take annual minimum distributions from your IRA that are based on what the federal government's actuaries have determined would have been your remaining life expectancy if you were still alive, reduced by one for each year thereafter. From a financial planning viewpoint, the biggest disadvantage of naming your estate as the beneficiary of your IRA is the basic inability to stretch out the distributions from your IRA to maximize the buildup of value and delay the payment of income taxes, as described above. Stephanie G. Bigwood, CFP, ChFC, CSA, Assistant Vice President, Lombard Securities, Incorporated, Baltimore, MDIndividual retirement account (IRA).Individual retirement accounts are one of two types of individual retirement arrangements (IRAs) that provide tax advantages as you save for retirement. The other is an individual retirement annuity. Both have the same annual contribution limits, catch-up provisions if you're 50 or older, and withdrawal requirements. In addition, both are available in three varieties: traditional deductible, traditional nondeductible, and Roth. The primary difference between the two is in the investments you make with your contributions. You open an individual retirement account with a financial services firm, such as a bank, brokerage firm, or investment company, as custodian. The accounts are self-directed, which means you can choose among the investments available through your custodian. In common practice, however, perhaps because more people have individual retirement accounts, the acronym IRA tends to be used to refer to an account rather than annuity or arrangement. individual retirement account (IRA)A retirement savings program entitling the individual to deduct contributions from gross income for purposes of calculating income taxes.The contributions are said to be from before-tax dollars. Generally speaking, first-time home buyers can withdraw up to $10,000 from their IRA or Roth-IRA accounts,penalty free,in order to pay qualified home purchase expenses such as a down payment. Spouses can withdraw up to $20,000.There's a lifetime limit,though.Once you use up your distribution “free passes,”you can't put the money back in your account and then use it again in the future. (For more information, see Tax Topic 428,“Roth IRA Distributions,” and Publication 590,“Individual Retirement Accounts,”available at the IRS Web site, www.irs.gov.) Individual Retirement Arrangement (IRA)An individual retirement arrangement is a trust set up to receive retirement contributions of individuals. The arrangement may be in the form of an individual retirement account or individual retirement annuity. The amount that may be contributed is limited. Amounts earned in the IRA are not taxed until they are withdrawn.IRA
| Acronym | Definition |
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| IRA➣Irish Republican Army | | IRA➣Individual Retirement Arrangement (IRS) | | IRA➣Individual Retirement Account | | IRA➣International Reading Association | | IRA➣Import Risk Analysis | | IRA➣Individual Retirement Annuity (life insurance) | | IRA➣Intercollegiate Rowing Association | | IRA➣Indian Reorganization Act | | IRA➣Internet Research Agency (Russian troll farm) | | IRA➣Individual Right of Action (legal claim) | | IRA➣Inventoried Roadless Areas (various locations) | | IRA➣Information Resource Area | | IRA➣Intelligent Remote Agent | | IRA➣Industrial Rope Access | | IRA➣Internal Revenue Allotment (Philippines) | | IRA➣Iran Air (ICAO code) | | IRA➣Information Research and Analysis (University of North Texas; Denton, TX) | | IRA➣Institut Régional d'Administration (French: Regional Institute of Administration) | | IRA➣Initial Risk Assessment | | IRA➣International Reference Alphabet (7-bit coded character set) | | IRA➣Illinois Restaurant Association | | IRA➣Interim Remedial Action | | IRA➣Inherited Runs Allowed (baseball pitching statistic) | | IRA➣Institut des Régions Arides (French: Institute of Arid Regions; Tunisia) | | IRA➣Institute of Resource Assessment (Tanzania) | | IRA➣Import Risk Assessment | | IRA➣Investor Relations Association | | IRA➣Immediate Response Authority (US FEMA) | | IRA➣Ileorectal Anastomosis | | IRA➣Independent Regulatory Agency | | IRA➣Irregular Repeat-Accumulate (coding scheme) | | IRA➣Indian Removal Act of 1830 | | IRA➣Illinois Recycling Association (formerly Illinois Association of Recycling Centers) | | IRA➣Inventory Record Accuracy | | IRA➣Integrated Risk Assessment | | IRA➣Immediate Response Account | | IRA➣Institut de Recherche Aérospatiale (French) | | IRA➣Individualized Residential Alternative (New York) | | IRA➣Investor Rights Agreement | | IRA➣Information Retrieval Agent | | IRA➣Impulse Radiating Antenna | | IRA➣Institut de Radiophysique Appliquée | | IRA➣Inverness Royal Academy | | IRA➣Informal Rate Agreement | | IRA➣Incubateur Régional d'Aquitaine (French: Aquitaine Regional Incubator; Aquitaine, France) | | IRA➣Institut de Recherche Agronomique (Cameroon) | | IRA➣Islamic Rating Agency (banking) | | IRA➣International Retrovirology Association | | IRA➣Interim Removal Action | | IRA➣Interim Response Action | | IRA➣Issue Resolution Agreement | | IRA➣Independent Research Agency | | IRA➣Institutional Research Award (NASA) | | IRA➣International Regulatory Affairs Updates (est. 2004) | | IRA➣Internet Routing Address | | IRA➣Information Research Associates | | IRA➣International Racing Association | | IRA➣Intelligence Related Activity | | IRA➣Independent Reporting Activity | | IRA➣Information Requirement Analysis | | IRA➣Indiana Rehabilitation Association | | IRA➣Iterative Refinement Algorithm | | IRA➣Internal Revenue Association | | IRA➣Interface Requirements Analysis | | IRA➣Intelligent Reuse Advisor (CASE) | | IRA➣Intercon Research Associates | | IRA➣Initial Request Analysis | | IRA➣Inspection Régionale de l'Agriculture (French: Regional Agriculture Inspection; Senegal) | | IRA➣International Roaming Agreement (telephone networks) | | IRA➣Item and Release Application | | IRA➣International Reiki Alliance | | IRA➣Information Retrieval for Advertising (workshop) | | IRA➣Interrogation Réponse Aéronautique (French: Aeronautics Interrogation Response; Directorate of Civil Aviation; France) |
IRA
Synonyms for IRAnoun a militant organization of Irish nationalists who used terrorism and guerilla warfare in an effort to drive British forces from Northern Ireland and achieve a united independent IrelandSynonyms- Irish Republican Army
- Provisional IRA
- Provisional Irish Republican Army
- Provos
Related Words- act of terrorism
- terrorism
- terrorist act
- Sinn Fein
- Eire
- Ireland
- Irish Republic
- Republic of Ireland
noun a retirement plan that allows you to contribute a limited yearly sum toward your retirementSynonyms- individual retirement account
Related Words- pension account
- pension plan
- retirement account
- retirement plan
- retirement program
- retirement savings account
- retirement savings plan
noun belligerence aroused by a real or supposed wrong (personified as one of the deadly sins)SynonymsRelated Words |