Insurance Score


Insurance Score

A way of measuring the risk a potential policyholder poses to an insurance company. The insurance score is a numerical value and measures factors such as the number of claims the potential policyholder has made in the past. A higher score indicates that the potential policyholder poses little risk, is unlikely to make many claims, and is unlikely to make frivolous ones. As a result, one with a high insurance score pays a lower premium than one with a low insurance score.