encumbrance
From Longman Business Dictionaryencumbranceen‧cum‧brance /ɪnˈkʌmbrəns/ noun [countable, uncountable]PROPERTYLAW something such as a MORTGAGE, LEASE, or charge on property, that may cause difficulties when the property is passed on to someone elseMost directors would like to keep the company’s business premises free from further encumbrances if at all possible.