mortgage

1 of 2

noun

mort·gage ˈmȯr-gij How to pronounce mortgage (audio)

: a conveyance (see conveyance sense 2a) of or lien against property (as for securing a loan) that becomes void upon payment or performance according to stipulated terms

took out a mortgage in order to buy the house

: the instrument evidencing the mortgage

: the state of the property so mortgaged

: the interest of the mortgagee in such property

mortgage

2 of 2

verb

mortgaged; mortgaging

transitive verb

: to grant or convey by a mortgage

: to subject to a claim or obligation : pledge

Example Sentences

Noun He will have to take out a mortgage in order to buy the house. They hope to pay off the mortgage on their home soon. Verb She mortgaged her house in order to buy the restaurant. I've mortgaged all my free time this week to the hospice and won't be able to come to the party.

Recent Examples on the Web

Noun

Affordability improved as mortgage rates fell to 4.5% by December 2018.

Rick Palacios, Fortune, 9 Sep. 2022 Housing starts and sales, for instance, are already in deep contraction and will continue to decline as mortgage rates remain elevated.

Gad Levanon For Cnn Business Perspectives, CNN, 8 Sep. 2022 The higher mortgage rates are already weighing on home prices.

Rob Wile, NBC News, 8 Sep. 2022 The Fed is raising rates to combat inflation by slowing the economy through tighter financial conditions—such as higher mortgage rates and bond yields, as well as lower stock prices—which typically curb spending, hiring and investment.

Nick Timiraos, WSJ, 7 Sep. 2022 Nationally, home prices could slip about 5% due to an affordability crunch brought on by higher mortgage rates and home prices, Moody's Analytics chief economist Mark Zandi told CBS News.

Aimee Picchi, CBS News, 30 Aug. 2022 Zillow economist Nicole Bachaud said mortgage rates ate into the buying power of home shoppers, decreased affordability and led to homes sitting on the market longer.

Phillip Molnar, San Diego Union-Tribune, 30 Aug. 2022 But recently, inflation, record-high fuel prices, and high mortgage rates now approaching 6% have also begun driving the slowdown.

The Indianapolis Star, 29 Aug. 2022 More recently, higher mortgage rates have put a damper on the number of homes being sold.

Mae Anderson, Anchorage Daily News, 28 Aug. 2022

Verb

For decades, Bill Kelley, a local fan who had witnessed her historic 1964 return to Columbus, had tried to garner more attention for her heroic flight, even offering to mortgage his house, to fund a statue in her honor.

Lucia Cheng, Smithsonian Magazine, 12 Aug. 2022 When this bubble burst in 2007, a global recession ensued and financial institutions lost trillions of dollars to mortgage default, the financial system was saved only by the extraordinary efforts of the Bernanke Federal Reserve.

WSJ, 24 May 2022 That comes down to this: Are the Heat in a position to give up three first-round picks, at least two unprotected, and mortgage their draft future?

Ira Winderman, Sun Sentinel, 1 July 2022 The first mistake that many marketers often make is, to mortgage their brand and their career to the procurement department.

Avi Dan, Forbes, 16 June 2022 In a standard life estate, the remainderman is also considered an owner, and everyone must agree to sell or mortgage the house.

Gary Singer, Sun Sentinel, 30 June 2022 The additional interest associated with higher rates is adding hundreds of dollars to mortgage payments.

Michele Lerner, Washington Post, 12 May 2022 Germany’s decision to mortgage its energy future (and economy) to Russian oil and gas looks to be a strategic blunder of the first order — achieving neither energy security nor a more climate-friendly outcome.

John Hillen, National Review, 26 Mar. 2022 And coach Kyle Shanahan and GM John Lynch didn't mortgage the future to keep youngster Trey Lance, the No. 3 pick of the 2021 draft, on the bench for another year.

Nate Davis, USA TODAY, 31 Jan. 2022 See More

Kids Definition

mortgage 1 of 2

noun

mort·gage ˈmȯr-gij How to pronounce mortgage (audio)

: a transfer of rights to a piece of property (as a house) that is usually in return for a loan of money and that is canceled when the loan is paid

: the document recording such a transfer

mortgage

2 of 2

verb

mortgaged; mortgaging

: to transfer rights to a piece of property in return for a loan of money with the understanding that the rights end when the loan is paid

Legal Definition

mortgage 1 of 2

noun

mort·gage ˈmȯr-gij How to pronounce mortgage (audio)

: a conveyance of title to property that is given to secure an obligation (as a debt) and that is defeated upon payment or performance according to stipulated terms

shows that a deed was intended only as a mortgage

W. M. McGovern, Jr. et al.

: a lien against property that is granted to secure an obligation (as a debt) and that is extinguished upon payment or performance according to stipulated terms

creditors with valid mortgages against the debtor's property

J. H. Williamson

: a loan secured by a mortgage

— adjustable rate mortgage

: a mortgage having an interest rate which is usually initially lower than that of a mortgage with a fixed rate but which is adjusted periodically according to an index (as the cost of funds to the lender)

— balloon mortgage

: a mortgage having the interest paid periodically and the principal paid in one lump sum at the end of the term of the loan

— blanket mortgage

: a mortgage of or against all of the property of the mortgagor

— chattel mortgage

: a mortgage of or against personal or movable property (as an airplane) compare pledge security interest sense 2 at interest sense 1

— collateral mortgage

in the civil law of Louisiana : a mortgage against movable or immovable property that is given to secure a written obligation (as a note) which is pledged as collateral security for a principal obligation see also collateral note at note

— construction mortgage

: a mortgage that secures a loan which finances construction

— conventional mortgage

in the civil law of Louisiana : a mortgage that is created by a written contract

: a mortgage that is not guaranteed by a government agency

— equitable mortgage

: a constructive or implied mortgage : a transaction (as a conveyance) that does not have the form of a mortgage but is given the effect of a mortgage by a court of equity because the parties intended it to be a mortgage

— first mortgage

: a mortgage that has priority over all other security interests except those imposed by law

— fixed rate mortgage

: a mortgage having an interest rate that stays the same

— general mortgage

in the civil law of Louisiana : a blanket mortgage that burdens all present and future property

— home equity conversion mortgage

: reverse mortgage in this entry

— judicial mortgage

in the civil law of Louisiana : a mortgage lien that secures a judgment debt and is created by filing a judgment with the recorder of mortgages

— junior mortgage

: second mortgage in this entry

— leasehold mortgage

: a mortgage under which a leasehold interest in property secures a loan or obligation

— legal mortgage

in the civil law of Louisiana : a mortgage that secures an obligation which is created by a law and which does not have to be stipulated to by the parties

— open-end mortgage

: a mortgage that secures a loan agreement which allows the mortgagor to borrow additional sums usually up to a specified limit

— purchase money mortgage

: a mortgage that is given (as to a lender) to secure a loan for all or some of the purchase price of property

also : a mortgage given to a seller of property to secure the unpaid balance of the purchase price

— reverse mortgage

: a mortgage that allows elderly homeowners to convert existing equity into available funds provided through a line of credit, a cash advance (as for the purchase of an annuity), or periodic disbursements to be repaid with interest when the home is sold or ceases to be the primary residence, when the borrower dies or some other specified event occurs, or at a fixed maturity date

— second mortgage

: a mortgage lien that is subordinate in priority to a first mortgage

called also junior mortgage

— senior mortgage

: first mortgage in this entry

— special mortgage

: a mortgage on specified property

— wrap-around mortgage \\ ˈrap-ə-ˌrau̇nd- \\

: a second or later mortgage that incorporates the debt of a previous mortgage with additional debt for another loan

: an instrument embodying and containing the provisions of a mortgage

executing and recording mortgages

: the interest of a mortgagee in mortgaged property

the bank holds the mortgage

mortgage

2 of 2

transitive verb

mortgaged; mortgaging

: to grant or convey by a mortgage

mortgaged the property to the bank

: to encumber with a mortgage

单词	mortgage
释义	mortgage 1 of 2 noun mort·gage ˈmȯr-gij 1 : a conveyance (see conveyance sense 2a) of or lien against property (as for securing a loan) that becomes void upon payment or performance according to stipulated terms took out a mortgage in order to buy the house 2 a : the instrument evidencing the mortgage b : the state of the property so mortgaged c : the interest of the mortgagee in such property mortgage 2 of 2 verb mortgaged; mortgaging transitive verb 1 : to grant or convey by a mortgage 2 : to subject to a claim or obligation : pledge Synonyms Verb commit engage pledge troth See all Synonyms & Antonyms Example Sentences Noun He will have to take out a mortgage in order to buy the house. They hope to pay off the mortgage on their home soon. Verb She mortgaged her house in order to buy the restaurant. I've mortgaged all my free time this week to the hospice and won't be able to come to the party. Recent Examples on the Web Noun Affordability improved as mortgage rates fell to 4.5% by December 2018. Rick Palacios, Fortune, 9 Sep. 2022 Housing starts and sales, for instance, are already in deep contraction and will continue to decline as mortgage rates remain elevated. Gad Levanon For Cnn Business Perspectives, CNN, 8 Sep. 2022 The higher mortgage rates are already weighing on home prices. Rob Wile, NBC News, 8 Sep. 2022 The Fed is raising rates to combat inflation by slowing the economy through tighter financial conditions—such as higher mortgage rates and bond yields, as well as lower stock prices—which typically curb spending, hiring and investment. Nick Timiraos, WSJ, 7 Sep. 2022 Nationally, home prices could slip about 5% due to an affordability crunch brought on by higher mortgage rates and home prices, Moody's Analytics chief economist Mark Zandi told CBS News. Aimee Picchi, CBS News, 30 Aug. 2022 Zillow economist Nicole Bachaud said mortgage rates ate into the buying power of home shoppers, decreased affordability and led to homes sitting on the market longer. Phillip Molnar, San Diego Union-Tribune, 30 Aug. 2022 But recently, inflation, record-high fuel prices, and high mortgage rates now approaching 6% have also begun driving the slowdown. The Indianapolis Star, 29 Aug. 2022 More recently, higher mortgage rates have put a damper on the number of homes being sold. Mae Anderson, Anchorage Daily News, 28 Aug. 2022 Verb For decades, Bill Kelley, a local fan who had witnessed her historic 1964 return to Columbus, had tried to garner more attention for her heroic flight, even offering to mortgage his house, to fund a statue in her honor. Lucia Cheng, Smithsonian Magazine, 12 Aug. 2022 When this bubble burst in 2007, a global recession ensued and financial institutions lost trillions of dollars to mortgage default, the financial system was saved only by the extraordinary efforts of the Bernanke Federal Reserve. WSJ, 24 May 2022 That comes down to this: Are the Heat in a position to give up three first-round picks, at least two unprotected, and mortgage their draft future? Ira Winderman, Sun Sentinel, 1 July 2022 The first mistake that many marketers often make is, to mortgage their brand and their career to the procurement department. Avi Dan, Forbes, 16 June 2022 In a standard life estate, the remainderman is also considered an owner, and everyone must agree to sell or mortgage the house. Gary Singer, Sun Sentinel, 30 June 2022 The additional interest associated with higher rates is adding hundreds of dollars to mortgage payments. Michele Lerner, Washington Post, 12 May 2022 Germany’s decision to mortgage its energy future (and economy) to Russian oil and gas looks to be a strategic blunder of the first order — achieving neither energy security nor a more climate-friendly outcome. John Hillen, National Review, 26 Mar. 2022 And coach Kyle Shanahan and GM John Lynch didn't mortgage the future to keep youngster Trey Lance, the No. 3 pick of the 2021 draft, on the bench for another year. Nate Davis, USA TODAY, 31 Jan. 2022 See More Word History Etymology Noun and Verb Middle English morgage, from Anglo-French mortgage, from mort dead (from Latin mortuus) + gage gage — more at murder First Known Use Noun 15th century, in the meaning defined at sense 1 Verb 15th century, in the meaning defined at sense 1 Phrases Containing mortgage second mortgage reverse mortgage variable rate mortgage adjustable rate mortgage mortgage the/one's future first mortgage second mortgage reverse mortgage variable rate mortgage adjustable rate mortgage mortgage the/one's future first mortgage Kids Definition mortgage 1 of 2 noun mort·gage ˈmȯr-gij 1 : a transfer of rights to a piece of property (as a house) that is usually in return for a loan of money and that is canceled when the loan is paid 2 : the document recording such a transfer mortgage 2 of 2 verb mortgaged; mortgaging : to transfer rights to a piece of property in return for a loan of money with the understanding that the rights end when the loan is paid Legal Definition mortgage 1 of 2 noun mort·gage ˈmȯr-gij 1 a : a conveyance of title to property that is given to secure an obligation (as a debt) and that is defeated upon payment or performance according to stipulated terms shows that a deed was intended only as a mortgage W. M. McGovern, Jr. et al. b : a lien against property that is granted to secure an obligation (as a debt) and that is extinguished upon payment or performance according to stipulated terms creditors with valid mortgages against the debtor's property J. H. Williamson c : a loan secured by a mortgage — adjustable rate mortgage : a mortgage having an interest rate which is usually initially lower than that of a mortgage with a fixed rate but which is adjusted periodically according to an index (as the cost of funds to the lender) — balloon mortgage : a mortgage having the interest paid periodically and the principal paid in one lump sum at the end of the term of the loan — blanket mortgage : a mortgage of or against all of the property of the mortgagor — chattel mortgage : a mortgage of or against personal or movable property (as an airplane) compare pledge security interest sense 2 at interest sense 1 — collateral mortgage in the civil law of Louisiana : a mortgage against movable or immovable property that is given to secure a written obligation (as a note) which is pledged as collateral security for a principal obligation see also collateral note at note — construction mortgage : a mortgage that secures a loan which finances construction — conventional mortgage in the civil law of Louisiana : a mortgage that is created by a written contract : a mortgage that is not guaranteed by a government agency — equitable mortgage : a constructive or implied mortgage : a transaction (as a conveyance) that does not have the form of a mortgage but is given the effect of a mortgage by a court of equity because the parties intended it to be a mortgage — first mortgage : a mortgage that has priority over all other security interests except those imposed by law — fixed rate mortgage : a mortgage having an interest rate that stays the same — general mortgage in the civil law of Louisiana : a blanket mortgage that burdens all present and future property — home equity conversion mortgage : reverse mortgage in this entry — judicial mortgage in the civil law of Louisiana : a mortgage lien that secures a judgment debt and is created by filing a judgment with the recorder of mortgages — junior mortgage : second mortgage in this entry — leasehold mortgage : a mortgage under which a leasehold interest in property secures a loan or obligation — legal mortgage in the civil law of Louisiana : a mortgage that secures an obligation which is created by a law and which does not have to be stipulated to by the parties — open-end mortgage : a mortgage that secures a loan agreement which allows the mortgagor to borrow additional sums usually up to a specified limit — purchase money mortgage : a mortgage that is given (as to a lender) to secure a loan for all or some of the purchase price of property also : a mortgage given to a seller of property to secure the unpaid balance of the purchase price — reverse mortgage : a mortgage that allows elderly homeowners to convert existing equity into available funds provided through a line of credit, a cash advance (as for the purchase of an annuity), or periodic disbursements to be repaid with interest when the home is sold or ceases to be the primary residence, when the borrower dies or some other specified event occurs, or at a fixed maturity date — second mortgage : a mortgage lien that is subordinate in priority to a first mortgage called also junior mortgage — senior mortgage : first mortgage in this entry — special mortgage : a mortgage on specified property — wrap-around mortgage \\ ˈrap-ə-ˌrau̇nd- \\ : a second or later mortgage that incorporates the debt of a previous mortgage with additional debt for another loan 2 a : an instrument embodying and containing the provisions of a mortgage executing and recording mortgages b : the interest of a mortgagee in mortgaged property the bank holds the mortgage mortgage 2 of 2 transitive verb mortgaged; mortgaging 1 : to grant or convey by a mortgage mortgaged the property to the bank 2 : to encumber with a mortgage History and Etymology for mortgage Noun Anglo-French, from Old French, from mort dead (from Latin mortuus) + gage security mortgage verb as in to commit to obligate by prior agreement I've mortgaged all my free time this week to the hospice and won't be able to come to the party Synonyms & Similar Words Relevance commit pledge troth vow contract plight promise affiance engage sign on betroth enroll enrol enlist swear sign up overcommit Antonyms & Near Antonyms renege
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mortgage

noun

verb

Synonyms

Example Sentences

Word History

Phrases Containing mortgage

Kids Definition

noun

verb

Legal Definition

noun

transitive verb

verb