单词	moral hazard
释义	moral hazard noun : the possibility of loss to an insurance company arising from the character or circumstances of the insured Example Sentences Recent Examples on the Web Other critics argue that there is a moral hazard in writing off the costs that only some Americans chose to incur. Jon Healey, Los Angeles Times, 24 Aug. 2022 The lack of clear price disclosure reduces the pressures for least-cost procurement and creates moral hazard for negotiators. Baker Institute, Forbes, 1 June 2022 This could pose a moral hazard that encourages other countries to act irresponsibly, laying the foundation for bigger problems down the line. Christiaan Hetzner, Fortune, 21 July 2022 Anti-poverty policy was reformulated to respond to worries about moral hazard and dependency. Idrees Kahloon, The New Yorker, 16 May 2022 But forcing insurance companies to pay up to 20 times the retail rate for tests creates a sizable moral hazard problem and misallocation of resources that should not be ignored. Cameron Kaplan, WSJ, 3 Feb. 2022 Along with addressing the scope of emergency declarations, moral hazard concerns created and aggravated by large central government must be reviewed and addressed. Clyde Wayne Crews Jr., Forbes, 13 Oct. 2021 Doesn't filling in these gaps breed moral hazard, and are there not a bunch of bad guys in these areas causing all sorts of problems? Patrick Moorhead, Forbes, 21 Dec. 2021 The war itself created the moral hazard Bush now decries. W. James Antle Iii, The Week, 14 July 2021 See More Word History First Known Use 1881, in the meaning defined above Legal Definition moral hazard noun 1 : the possibility of loss to an insurance company (as by arson) arising from the character or circumstances of the insured deductibles decrease moral hazard 2 : the likelihood of investors to take greater risks because of the knowledge that losses incurred as a result of those risks will be covered by another (as a government)
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