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单词 depositor
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depositor

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depositor

No bank in the world could cope if all its depositors wanted their money back at once.They did not want to hit large depositors.The reason is that depositors will withdraw their money and keep it under the mattress.It was also unusually reliant on wholesale funding rather than retail depositors.In very simple terms banks receive equity capital from their shareholders and borrow money from their depositors.It might have been able to convince depositors not to withdraw their savings.Thousands of depositors lost their money.Thousands of British depositors lost money in the collapse.The mere possibility of a run on Greek banks may encourage depositors to withdraw their money fast.The one thing you are pretty clear about is that the depositors have been protected and mortgage holders are in a proper position.Similarly, a commercial bank needs both depositors and borrowers.It wanted to protect depositors, ensure the stability of the banking sector and safeguard taxpayer funds.If the retail bank fails, depositors will be first in line to get their money back.If a bank is bailed out, the depositors will be protected and possibly the debt holders.The government has been forced to take the dramatic step of guaranteeing depositors' money.Yet the tipping point could come earlier if Greek depositors continue to withdraw their savings from the banks.After all, is this not about squeezing out as much money as possible for taxpayers and protecting depositors?The prospects of large depositors in Cypriot banks suffering huge losses has caused some dinner party outrage in this country.It emerged during the court hearing that depositors were withdrawing up to 40m a day in the days before its collapse.If the government succeeds in driving depositors away from banks and building societies, they will have less money to lend.They are facing runs - just like banks, but without a central bank to protect the depositors.All governments hope that, at times of financial volatility, retail depositors will keep their money in the banking system.Darwinism supplies an easy answer: it is rational for all substantial depositors to withdraw their money - and to do so at once.
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更新时间:2025/1/7 4:40:47