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单词 retail banking
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retail banking
retail banking n. the provision of banking services (such as the receipt of deposits and the administration of current accounts, loans, etc.) to consumers and small businesses; cf. commercial banking n. at commercial adj. and n. Additions.In quot. 1890: (perhaps) banking services designed to meet the specific needs of retailers.
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1890 W. Beale Light of Other Days II. xiv. 338 The house was bursting with ready cash. Not a very extraordinary circumstance, considering the large amount realized every week by the Lancaster Street firm, and,..that the day of that which may be called retail banking had hardly yet dawned.
1938 Bankers Mag. Sept. 230/2 The question of whether the bank desires to go into..the retail banking field, or prefers to remain in the wholesale banking business, in which case the banker prefers to finance dealers rather than purchasers of automobiles and other household appliances.
1955 Q. Jrnl. Econ. 69 516 Branch banking is the obvious answer for wholesale banks desiring to become more deeply involved in retail banking.
2007 Marketing 2 May 4/2 An investigation into the retail banking sector as it [sc. the Office of Fair Trading] decides whether banks are charging too much for unauthorised overdrafts.
extracted from retailn.1adj.adv.
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