| 单词 | pension | 
| 释义 | pension  (penʃən  )       Word forms:  pensions  ,  pensioning  ,  pensioned   countable noun B2   Someone who has a pension receives a regular sum of money from the state or from a former employer because they have retired or because they are widowed or have a disability.   ...struggling by on a pension.    ...a company pension scheme.   Synonyms:  allowance, benefit, welfare, annuity     Phrasal verbs:   pension off        phrasal verb  If someone is pensioned off, they are made to retire from work and are given a pension.   Many successful women do not want to be pensioned off at 60. [be VERB-ed PARTICLE]     When his employees were no longer of use to him, he pensioned them off. [VERB noun PARTICLE]    Collocations:  full pension He was discharged from the army and denied his full pension.  Times, Sunday Times  Its full pension obligations are costing the postal group more than 750 million a year.  Times, Sunday Times  Many doctors fear they could have to work until 68 before being able to draw their full pension.  The Sun  The family would receive a full pension based on the martyr's income.  Times, Sunday Times  Employees are having to contribute more, and will have to wait longer for a full pension.  Times, Sunday Times  Temporary staff avoid local government pension contributions, holiday and sickness entitlement and potential redundancy costs.  Times, Sunday Times  Hero status also carries a generous government pension.  Times, Sunday Times  He expresses particular concern about the future of the huge local government pension scheme.  Times, Sunday Times  He has a teacher's pension worth 14,240 a year, a local government pension of 1,900 a year and his state pension of 7,150.  Times, Sunday Times  The dispute, which has been escalating for the past year, concerns local government pension rights.  Times, Sunday Times  To get the maximum pension from the state you must work for at least 30 years.  Times, Sunday Times  Third, the lifetime limit on the size of maximum pension pot that can be built up tax-free would fall from 1.25 million to 1 million.  Times, Sunday Times  I do the maximum pension contributions for a self-employed person here.  Times, Sunday Times  However, they only need 30 years of contributions before 2016 to qualify for the maximum pension, so adding more than two years would be pointless.  Times,Sunday Times  The government will top up the maximum pension contribution of 2,880 net a year, taking the actual sum invested to 3,600 gross.  Times, Sunday Times  I learnt my human resources department uses a pension consultant who would check the policies to ensure a transfer was sensible.  Times, Sunday Times  When it comes to understanding your investment options, most companies will have a pension consultant who can give generic advice.  Times, Sunday Times  Otherwise, pension consultants recommend applying for both types of protection.  Times, Sunday Times  She subsequently became a certified pension consultant.  Retrieved from Wikipedia CC BY-SA 3.0   There are about 80 vacancies a year for trainee pensions consultants, retirement consultants, investment analysts, performance reporting and trainee financial strategy analysts.  Times, Sunday Times  For instance, the pension costs of staff are rapidly rising.  Times, Sunday Times  Even a standard teacher's pension costs the equivalent of a pot of 150,000 or more - far more than most private sector workers can save.  The Sun  But rising pension costs mean that every year churchgoers are asked to increase donations.  Times, Sunday Times  The big three currently pay about $70 an hour once healthcare and pension costs are factored in, while the southern plants pay about $45.  Times, Sunday Times  In the central scenario, by 2025 the state pension costs £6 billion more than if it were in line with inflation.  Times,Sunday Times  The row over pension funding highlights the impossibility of transferring real risks to the private sector.  Times, Sunday Times  The company will hope to pass the increase in pension funding costs on to consumers but the regulator could take a tough line.  Times, Sunday Times  The company said that it expected to reach an agreement over its pension funding by the end of the year.  Times, Sunday Times  Industrial relations have been strained over pension funding and rota changes.  Times, Sunday Times  This will raise immediate concerns about pension funding levels and the achievement of satisfactory investment results.  Times, Sunday Times  These so-called enhanced transfer value and pension increase exchange deals can make sense for both sides.  Times, Sunday Times  She has received 10 a month pension increase and 13 a month extra tax - a net loss of 3 a month.  The Sun  It has already ensured that the value of the basic state pension increase by 440 a year compared with what it would have been if linked to earnings.  Times, Sunday Times  It was a mistake to announce a measly pension increase in 1999 of 75p a week.  Times, Sunday Times  Like most bureaucrats, his status, pay, perks, and pension increase with the number of people working for him.  Retrieved from Wikipedia CC BY-SA 3.0   What do you think of the state pension proposals?  Times, Sunday Times  Every government has said that about its pensions proposals.  Times, Sunday Times  But the pension proposals sparked fury from the industry.  The Sun  Unions are still hoping to water down the pension proposals.  Times, Sunday Times  But a pledge to come up with new pension proposals early next month could be too late to avert a strike.  The Sun  They include new rules on the pay of agency workers and pension reform, which are expected to cost more than 600 million between them.  Times, Sunday Times  But he says that they are mobilising over the issue of pension reform like never before.  Times, Sunday Times  But pension reform has been postponed as has a much-needed shake-up of the country's health care.  The Sun  Regrettably, pension reform never starts with a blank sheet of paper.  Times, Sunday Times  We need our next government to offer reassurance that savings contributions will be protected, including some guarantees on pension reform.  Times, Sunday Times  Nest, with its ultra-low proposed fees, may also act as a spur to the private pension sector to prune its own charges.  Times, Sunday Times  Far from shrinking since the 2015 reforms, the pension sector pension liability has risen 50 per cent.  Times,Sunday Times  The pension sector encompasses three pension funds, which attained coverage of approximately 40 percent of the working population in 2005.  Retrieved from Wikipedia CC BY-SA 3.0   To that end, an attempt to reinvigorate the occupational pensions sector should be welcomed.  Times, Sunday Times  Technical areas such as compliance, the pensions sector and support functions such as human resources and marketing remain strong.  Times, Sunday Times  That means we no longer have the means to finance our pension system.  Times, Sunday Times  Another would be to phase out the biggest anomaly in the pension system: the 25% tax-free lump sum.  Times,Sunday Times  Unfortunately, we're not paying enough into the pension system to support ourselves.  The Sun  However, experts fear it could happen sooner if the government uses the pension system to help to balance its books.  Times, Sunday Times  Radical changes have been proposed and the options on the table include two complete transformations of the pension system.  Times, Sunday Times  Achieving cross-party consensus on what to do about pension tax relief.  Times,Sunday Times  State pension provision and pension tax relief could be cut by future austerity measures, so there's likely to be more pressure on your savings.  Times, Sunday Times  This would hit higher-rate taxpayers if the bonus were 25%, well below their current 40% pension tax relief.  Times, Sunday Times  Governments have been keen to reform pension tax relief for years and have increased revenues by restricting the contributions that higher earners can make tax-free.  Times,Sunday Times  A raid on pension tax relief, expected in the spring, will come as savers are still getting to grips with other pension changes.  Times, Sunday Times  These thieves may be behind as many as one in ten pension transfer requests, according to a government report released last year.  Times, Sunday Times  A specialist pension transfer adviser will be able to help you analyse whether, despite the risks, you will be better staying or going.  Times, Sunday Times  Pension transfer timescales have doubled with most companies.  Times, Sunday Times  Some are charging as little as 500 for a pension transfer.  Times, Sunday Times  Early retirement provisions, the different earnings profile over the worker's career, better job security and more flexible pension transfer options made public sector pensions more valuable, the institute said.  Times, Sunday Times  You will, at least, not be at the mercy of your employer's pension trustees.  Times, Sunday Times  And, even then, the pension trustees might take a chunk of any proceeds.  Times,Sunday Times  If it can strike a deal with its pension trustees, then analysts believe that a 50 per cent rise in the dividend could follow.  Times, Sunday Times  As well as the talks with staff, the airline faces a difficult set of negotiations with its pension trustees.  Times, Sunday Times  You should check your position with the pension trustees or your employer's pensions department.  Times, Sunday Times  Taking that into account, most of us will need a private pension income of 15,000 to hit the 23,000 a year overall income.  Times, Sunday Times  At this point politicians should have realised that the raison d'être for encouraging private pension provision ceased.  Times,Sunday Times  For more flexibility he might consider a second, private pension.  Times, Sunday Times  He has stopped paying into his private pension.  Times, Sunday Times  To buy this through a private pension would require a fund of around 500,000.  Times, Sunday Times  This dictates how much extra the company contributes each year to protect the pension fund from rising prices.  Times, Sunday Times  How can you protect your pension investment from current stock market instability and do some good in the world?  Times, Sunday Times  Although many older investors have little confidence in shares, they offer the best chance to deliver returns that can protect your pension pot and income against inflation.  Times, Sunday Times  The pensions minister suggested that savers take out insurance to protect their pension pots from a stock market crash, at an estimated cost of 0.75% a year.  Times, Sunday Times  Large numbers of these contracts were written in the 1980s and 1990s to protect the pensions of senior management.  Times, Sunday Times  The analysis suggests that the top public pension schemes accounted for more than 16 per cent of that lending.  Times, Sunday Times  Yet these people are giving their time and skills free - not in return for a large ministerial salary and a well-padded public pension.  Times, Sunday Times  And what about the gargantuan extra costs of public pension provision and long-term care for the sporty types who survive into an ever riper old age?  Times, Sunday Times  Public pension funds have much to gain from infrastructure investments.  Times, Sunday Times  It said that sovereign wealth funds comprised 15 per cent of investors, the second highest by type after public pension funds.  Times, Sunday Times  Entitlement to the second state pension would increase that by around 3,000.  Times, Sunday Times  Somebody with the full basic state pension and 100,000 in their own pot would generate income of just 13,000 a year.  Times, Sunday Times  Their state pension would be capped at 145, although any payments that they had made into the scheme would be honoured for a time.  Times, Sunday Times  They currently receive only the basic state pension, worth 107, and no top-ups.  Times, Sunday Times  Given increased life expectancy, the state pension may not even be around in years to come.  Times, Sunday Times  And possibly looking for a way to supplement his pension.  Times, Sunday Times  I now need the money to supplement my pension.  Times, Sunday Times  I will need to buy another property with my share and use some to supplement my pension.  Times, Sunday Times  The worn-out and low-wattage people are supposed to take this opportunity for a nice little nest egg to supplement their pension.  Times, Sunday Times  He claimed he was trying to supplement his pension and was paid 300 to look after the skunk crop on an industrial estate.  The Sun  He pushed up salaries in the public sector with little thought for the additional unfunded pension liabilities created, now approaching 1,000 billion.  Times, Sunday Times  For example, in 2009, the majority of states have unfunded pension liabilities exceeding all reported state debt.  Retrieved from Wikipedia CC BY-SA 3.0   These numbers do not reflect the school system deficit nor the school district's $437 million long term debt, nor unfunded pension and healthcare obligations.  Retrieved from Wikipedia CC BY-SA 3.0   Costs are too high, a weight of unfunded pensions has been built up and labour markets are too inflexible.  Times, Sunday Times  So are the unfunded pensions liabilities.  Times, Sunday Times  Translations: Chinese: 退休金 Japanese: 年金  | 
	
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