Sixty-four percent of respondents believe a massive earthquake will hit in three to five years; but only one in four has earthquake insurance.

This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance, or boiler insurance.

Earthquake insurance policies generally feature a high deductible.

Homeowners may buy earthquake insurance from an insurance company as an optional rider to a fire insurance policy.

Earthquake insurance can provide building owners with financial protection against losses resulting from earthquakes.