This monitors credit application forms and flags up discrepancies, for example, if the applicant's income or telephone numbers vary.

If your bank has refused your credit application, there are other ways of finding funding and support.

Every credit application adds a search to your file, which can harm your ability to gain new credit.

She decided to buy it, but the salesman then confessed that somehow either he or his sales manager had not fully checked the credit application paperwork.

It can be relatively easy for fraudsters to obtain the name, address, date of birth and other personal information needed to make a fraudulent credit application.