I'm now constantly anxious and get panic attacks.

Feeling constantly anxious, occasionally cutting my wrist to release the build-up of pressure in my head - that was normal.

Thanks to the unpredictability of world markets, climate change and local land politics, they’re constantly anxious about the ways in which their livelihood can be undone in a flash.

And we are constantly anxious, suspicious - or even plain certain - that we are putting something in and getting too little back and that other people are getting something for nothing.

If you can't meet minimum payments, have non-mortgage debts bigger than a year's salary or you are constantly anxious about your debts it's likely you are in debt crisis.