But banks and bankers are understandably reluctant to do this, just as many drivers would resist paying for car insurance if they could.

Perhaps she would have used arguments about how the national interest needs to be considered above those of understandably reluctant local residents.

Insurers are understandably reluctant to promote products that could leave them responsible for the 'catastrophic' costs of care that one in ten individuals will face.

Many are understandably reluctant since it goes against the ethos of hospitality.

Moreover, central banks are understandably reluctant to take taxpayer losses on to their books.