Early the next morning, my dad rang in a state of total panic.

On other nights he would be awake in a 'total panic' at 3am, take a sleeping pill, but still wake up at 6am.

All the passengers were in a total panic.

This was described as reprofiling on the grounds that calling it a 'restructuring' might scare the markets, while 'default' could cause total panic.

Total panic set in when he lost them.