This is partly because she is not a world-class snorkeller, and partly because it would mean selling the house.

If a house is sold, the loan will transfer with the deeds.

One option could be to defer payment until the owner dies and the house is sold.

They can evict the tenant if rent is unpaid, for antisocial behaviour or if they want to sell the house.

It was a big gamble selling the house to send me to an academy.