| 释义 |
ˌdisintermediˈation, n. Econ. (orig. U.S.).
[dis- 9.]
A reduction in the use or role of banks and savings institutions as intermediaries between lenders and borrowers; the transfer of savings and borrowings away from the established banking system.
1968N.Y. Times 2 May 67/1 The refinancing got high marks from Wall Street because of the Government's effort to lessen ‘disintermediation’—heavy withdrawals from savings institutions for direct investment in the securities market. 1975Encounter Feb. 46/1, I am told that economists have just discovered disintermediation, which they believe means the removal of money from savings banks. 1978U.K. Econ. Outlook (National Westminster Bank) 3 July 1 The effect of the ‘corset’ will be to cause ‘disintermediation’, as public sector borrowers obtain funds direct from the markets rather than through the banking system. 1981Economist 24 Jan. 28/1 The idea was to spare the thrifts from the recurrent flights of depositors anxious to get better returns on their money: the dread ‘disintermediation’. 1986Times 3 Jan. 13/8 Securitization is really just another word for disintermediation. |